40054 Corte Esperanza, Indio, CA 92203 Property Records

Riverside County property record for 40054 Corte Esperanza, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,230 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,902 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`691-430-021`

Property Details

APN / Parcel Number

Primary APN	`691-430-021`
Alternative APN	`679921057`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	2,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40054 CORTE ESPERANZA
City	INDIO
State	CA
Zip	92203-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.28 ACRES M/L IN LOT 112 MB 392/019 TR 32390-2
Legal Subdivision	INDIO
Legal Tract	32390-2
Legal Lot Number	112
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2017
Census Tract	45216

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40054 CORTE ESPERANZA, INDIO, CA 92203-7821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Intrafamily Transfer, Transfer
Aug 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020
Deed Sale	Aug 6, 2020
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	2020356924
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000356924
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 15, 2023
Property Address	40054 CORTE ESPERANZA, INDIO, CA 92203-7821
Document Number	0000343747
Map Reference	MB 392 PG 19
Instrument Date	Nov 6, 2023
Instrument	2023-0343747
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	40054 CORTE ESPERANZA, INDIO, CA 92203-7821

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 6, 2020
Property Address	40054 CORTE ESPERANZA, INDIO, CA 92203-7821
Document Number	0000356924
Map Reference	MB 392 PG 19-27
Instrument Date	Jul 31, 2020
Instrument	2020-0356924
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TITLE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40054 CORTE ESPERANZA, INDIO, CA 92203-7821

Mortgage

Document Number	0000356925
Date	Aug 6, 2020
Instrument	2020-0356925

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,611 (+2%) Land $132,514 Building $399,097
2025	$7,902.00 (+5.83%) Homeowner's exemption	$521,188 (+4.04%) Land $129,916 Building $391,272
2023	$7,467.00 (+2.95%) Homeowner's exemption	$500,951 Land $124,872 Building $376,079
2022	$7,253.00
2021			$554,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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