1. Home
  2. Florida
  3. Hillsborough County
  4. Riverview
  5. Watercove Dr

4012 Watercove Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 4012 Watercove Dr, Riverview, FL 33578 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,769 sqft · built 1998
Lot Size0.174 acres (7,584 sqft)
OwnerIndividual Name on File
Tax Bill$2,572 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0476280102

Property Details

APN / Parcel Number

Primary APN0476280102
Alternative APN
  • U3629191QA000000000010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,769 sqft Heated Area
1st Floor Area1,138 sqft
2nd Floor Area914 sqft
Upper Floors Area174 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,584 sqft (0.174 acres)
Lot Dimensions115 ft deep x 65.9 ft wide
Garage Area174 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area348 sqft
PorchPorch
Porch Area110 sqft
Patio Area330 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0476280102
Street Address4012 WATERCOVE DR
CityRIVERVIEW
StateFL
Zip33578-3041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD PHASE I LOT 1
Legal Range19E
Legal Township29S
Legal Section36
Legal SubdivisionWATERFORD PHASE I
Legal PhaseI
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3002
Census Tract13703

Owner

Source: Hillsborough County records · APN 0476280102

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4012 WATERCOVE DR, RIVERVIEW, FL 33578-3041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Mar 18, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2017
Deed SaleAug 02, 2017
Prior SaleJul 06, 2005 · Amount on Record
Deed Document Number2017304855
Deed Book / Page15204 / 1336
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4012 WATERCOVE DR, RIVERVIEW, FL 33578-3041
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 WATERCOVE DR, RIVERVIEW, FL 33578-3041

Mortgage

Document Number0000138258
DateMar 16, 2022
Instrument2022138258
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term945 Months
DueDec 18, 2100
Interest
Rate TypeAdjustable Rate
Rate3.14%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate13.1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4012 WATERCOVE DR, RIVERVIEW, FL 33578-3041
Document Number0264960760
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 WATERCOVE DR RIVERVIEW FL 335783041, RIVERVIEW, FL 33578-3041

Mortgage

Document Number0264960760
DateMar 26, 2019
Book Page026496/000760
Instrument126884
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term972 Months
DueMar 25, 2100
Interest
Rate TypeAdjustable Rate
Rate4.86%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,572.00 (+15.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$161,439 (+5.99%)$320,822 (+0.45%) Land $101,932 Building $218,890
2023$2,223.00 (+0.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$152,319 (+3%)$319,383 (+11.91%) Land $101,932 Building $217,451
2022$2,222.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$147,883$285,395 Land $87,371 Building $198,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Watercove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures