Hillsborough County property record for 4009 Watercove Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,808 sqft · built 1998 |
| Lot Size | 0.17 acres (7,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2007) |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047628-0176 |
| Primary APN | 047628-0176 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,398 sqft (0.17 acres) |
| Lot Dimensions | 105 ft deep x 56.2 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 210 sqft |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0476280176 |
|---|---|
| Street Address | 4009 WATERCOVE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERFORD PHASE I LOT 38 |
| Legal Range | 19E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | WATERFORD PHASE I |
| Legal Phase | I |
| Legal Tract | 1QA |
| Legal Lot Number | 38 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13703 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4009 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2007 · Amount on Record |
| Deed Sale | Aug 9, 2007 · Amount on Record |
| Prior Sale | Nov 25, 2003 · Amount on Record |
| Deed Document Number | 2007352034 |
| Deed Book / Page | 18016 / 298 |
| Prior Transfer Date | Sep 27, 2005 |
| Prior Transfer Doc | 0000457135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4009 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4009 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Document Number | 0000294123 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022294123 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4009 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4009 WATEROOVE DR, RIVERVIEW, FL 33578 |
| Document Number | 0000595929 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021595929 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4009 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Document Number | 0267411434 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4009 WATERCOVE DR RIVERVIEW FL 335783042, RIVERVIEW, FL 33578-3042 |
| Document Number | 0267411434 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 026741/001434 |
| Instrument | 275596 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 26, 2034 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,316 (+2.7%) | $291,233 (-1.05%) Land $81,730 Building $209,503 | |
| 2025 | $2,645.00 (+9.52%) Homeowner's exemption | $148,312 (+5.99%) | $294,329 (+0.27%) Land $81,730 Building $212,599 |
| 2024 | $2,415.00 (+4.68%) | ||
| 2023 | $2,307.00 (+7.15%) Homeowner's exemption | $139,934 (+3%) | $293,533 (+12.17%) Land $81,730 Building $211,803 |
| 2022 | $2,153.00 Homeowner's exemption | $135,858 | $261,685 Land $70,042 Building $191,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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