Hillsborough County property record for 4005 Watercove Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1995 |
| Lot Size | 0.135 acres (5,916 sqft) |
| Last Sale | $366,000 (May 2024) |
| Tax Bill | $5,080 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0476280172 |
| Primary APN | 0476280172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,578 sqft Heated Area |
| 1st Floor Area | 1,578 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,916 sqft (0.135 acres) |
| Lot Dimensions | 117 ft deep x 50.6 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0476280172 |
|---|---|
| Street Address | 4005 WATERCOVE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WATERFORD PHASE I LOT 36 |
| Legal Range | 19E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | WATERFORD PHASE I |
| Legal Phase | I |
| Legal Lot Number | 36 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13703 |
Source: Hillsborough County records · APN 0476280172
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Mailing Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 14, 2024 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Last Sale | May 14, 2024 · Amount on Record |
|---|---|
| Deed Sale | May 14, 2024 · Amount on Record |
| Prior Sale | Aug 10, 2015 · Amount on Record |
| Deed Document Number | 2024201317 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Document Number | 0000277481 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021277481 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 14, 2024 |
| Property Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Document Number | 0000201317 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024201317 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,562.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 TROPICAL CIR SE, PALM BAY, FL 32909-7322 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4005 WATERCOVE DR, RIVERVIEW, FL 33578-3042 |
| Document Number | 2021277481 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021277481 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,080.00 (-8.24%) Homeowner's exemption | $281,707 (-0.59%) Land $81,989 Building $199,718 | $281,707 (-0.59%) Land $81,989 Building $199,718 |
| 2023 | $5,536.00 (+108.28%) | $283,374 (+72.02%) Land $81,989 Building $201,385 | $283,374 (+13.77%) Land $81,989 Building $201,385 |
| 2022 | $2,658.00 Homeowner's exemption | $164,735 | $249,070 Land $70,276 Building $178,794 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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