4012 McGregor Oaks, Mobile, AL 36608 Property Records

Mobile County property record for 4012 McGregor Oaks, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 7.5 ba · 5,684 sqft · built 1998
Lot Size	0.43 acres (18,753 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Aug 2021)
Tax Bill	$7,559 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022806144000072006`

Property Details

APN / Parcel Number

Primary APN	`R022806144000072006`
Alternative APNs	`28 06 14 4 000 072.006` `02638177` `2638177`

Interior

Bedrooms	4 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,684 sqft Living Area
1st Floor Area	3,388 sqft
Upper Floors Area	2,296 sqft
Utility Room	Utility Room
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,753 sqft (0.43 acres)
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Porch	Patio
Porch Area	1,640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2638177
Street Address	4012 MCGREGOR OAKS
City	MOBILE
State	AL
Zip	36608-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MCGREGOR OAKS SUBDIV REVISED PLAT MBK 70 PG 14 #SEC 14 T4S R2W #MP28 06 14 4 000
Legal Range	04S
Legal Township	04S
Legal Section	14
Legal Subdivision	OAKS SUBDIV
Legal Lot Number	4
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2001
Census Tract	3502

Owner

4012 McGregor Oaks is owned and occupied by an individual who bought it in August 2021.

Source: Mobile County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Re-recorded Document · Conventional Mortgage PENTAGON FCU
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Dec 27, 2019	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Jul 2, 2018	Trustee's Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202155177
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0000074896
Record Updated	Oct 29, 2026

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MOBILE AL
Recording Date	Aug 24, 2021
Property Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000055177
Map Reference	MB 66 PG 106
Instrument Date	Aug 12, 2021
Instrument	2021055177
Record Updated	Jun 29, 2023
Title Company	SURETY LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 E CAPITOL ST, JACKSON, MS 39201-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861

Mortgage

Document Number	0000055178
Date	Aug 24, 2021
Instrument	2021055178

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 16, 2021
Property Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000053563
Map Reference	MB 66 PG 106
Instrument Date	Aug 12, 2021
Instrument	2021053563
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 E CAPITOL ST, JACKSON, MS 39201-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861

Mortgage

Document Number	0000053564
Date	Aug 16, 2021
Instrument	2021053564

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 27, 2019
Property Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000074896
Instrument Date	Dec 27, 2019
Instrument	74896
Transaction Type	Foreclosure
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,260.15
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3067 MOBILE AL 366523067, MOBILE, AL 36652-3067

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 2, 2018
Property Address	4012 MCGREGOR OAKS, MOBILE, AL 36608-1861
Book / Page	007654 / 000962
Instrument Date	Jun 29, 2018
Instrument	37738
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4012 MCGREGOR OAKS MOBILE AL 366081861, MOBILE, AL 36608-1861

Mortgage

Document Number	0000037738
Date	Jul 2, 2018
Book Page	007654/000962
Instrument	37738

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	107 SAINT FRANCIS ST, MOBILE, AL 36602-3334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4012 McGregor Oaks was $7,559 with a homeowner's exemption, down 0.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,559.00 (-0.89%) Homeowner's exemption	$119,930 (-0.9%) Land $21,000 Building $98,930	$1,199,300 (-0.9%) Land $210,000 Building $989,300
2024	$7,627.00 (+16.8%) Homeowner's exemption	$121,020 (+16.68%) Land $21,000 Building $100,020	$1,210,200 (+16.68%) Land $210,000 Building $1,000,200
2023	$6,530.00 (+2.95%) Homeowner's exemption	$103,720 (+2.92%) Land $21,000 Building $82,720	$1,037,200 (+2.92%) Land $210,000 Building $827,200
2022	$6,343.00 Homeowner's exemption	$100,780 Land $21,000 Building $79,780	$1,007,800 Land $210,000 Building $797,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4012 McGregor Oaks in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1978–2014)
Claims Outside the SFHA	8 of 29
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 McGregor Oaks is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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