4004 McGregor Oaks, Mobile, AL 36608 Property Records

Mobile County property record for 4004 McGregor Oaks, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	5 bd · 9.5 ba · 6,187 sqft · built 2007
Lot Size	0.369 acres (16,076 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,034 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R022806144000072004`

Property Details

APN / Parcel Number

Primary APN	`R022806144000072004`
Alternative APNs	`28 06 14 4 000 072.004` `02638140` `2638140`

Interior

Bedrooms	5 Beds
Full Baths	9.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,187 sqft Living Area
1st Floor Area	3,767 sqft
Upper Floors Area	2,638 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,076 sqft (0.369 acres)
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Porch Area	2,570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2638140
Street Address	4004 MCGREGOR OAKS
City	MOBILE
State	AL
Zip	36608-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MCGREGOR OAKS SUBDIV REVISED PLAT MBK 70 PG 14 #SEC 14 T4S R2W #MP28 06 14 4 000
Legal Range	04S
Legal Township	04S
Legal Section	14
Legal Subdivision	OAKS SUBDIV
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2001
Census Tract	3502

Owner

4004 McGregor Oaks is owned and occupied by two individuals who acquired it in December 2011.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7718, MOBILE, AL 36670-0718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jul 19, 2018	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2004
Deed Sale	Oct 21, 2004
Deed Document Number	200478378
Deed Book / Page	5675 / 844
Last Transfer Date	Dec 13, 2011
Transfer Doc	0000066495
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4004 MCGREGOR OAKS, MOBILE, AL 36608-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036299
Date	Jun 27, 2019
Instrument	2019036299

Lender

Name	RENASANT BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	4004 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000061949
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4004 MCGREGOR OAKS MOBILE AL 366081861, MOBILE, AL 36608-1861

Mortgage

Document Number	0000061949
Date	Nov 2, 2018
Instrument	61949

Lender

Name	HANCOCK WHITNEY BK
Address	MOBILE, AL 36608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4004 McGregor Oaks was $8,034 with a homeowner's exemption, down 0.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,034.00 (-0.94%) Homeowner's exemption	$127,420 (-0.93%) Land $20,000 Building $107,420	$1,274,200 (-0.93%) Land $200,000 Building $1,074,200
2024	$8,110.00 (+15.53%) Homeowner's exemption	$128,610 (+15.39%) Land $20,000 Building $108,610	$1,286,100 (+15.39%) Land $200,000 Building $1,086,100
2023	$7,020.00 Homeowner's exemption	$111,460 Land $20,000 Building $91,460	$1,114,600 Land $200,000 Building $914,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4004 McGregor Oaks in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1978–2014)
Claims Outside the SFHA	8 of 29
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4004 McGregor Oaks is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on McGregor Oaks

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures