4008 McGregor Oaks, Mobile, AL 36608 Property Records

Mobile County property record for 4008 McGregor Oaks, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,250 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$1,325,000 (Aug 2025)
Tax Bill	$7,049 (2025)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022806144000072005`

Property Details

APN / Parcel Number

Primary APN	`R022806144000072005`
Alternative APNs	`28 06 14 4 000 072.005` `02638168` `2638168`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,250 sqft Living Area
1st Floor Area	2,885 sqft
Upper Floors Area	2,599 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Pool Area	420 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2638168
Old Parcel Number	R022806144000072005
Street Address	4008 MCGREGOR OAKS
City	MOBILE
State	AL
Zip	36608-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MCGREGOR OAKS SUBDIV REVISED PLAT MBK 70 PG 14 #SEC 14 T4S R2W #MP28 06 14 4 000
Legal Range	02W
Legal Township	04S
Legal Section	14
Legal Subdivision	OAKS SUBDIV
Legal Lot Number	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2001
Census Tract	3502

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Warranty Deed, Transfer · Line of Credit FINEMARK NATIONAL BANK & TRUST
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 3, 2019	Warranty Deed, Transfer IBERIABANK
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	2025046569
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 1, 2025
Property Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000046569
Map Reference	MB 70 PG 14
Instrument Date	Jul 30, 2025
Instrument	2025046569
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 DAUPHINE DR, LAKE ST LOUIS, MO 63367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861

Mortgage

Document Number	0000046570
Date	Aug 1, 2025
Instrument	2025046570

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	10.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065252
Date	Oct 23, 2020
Instrument	2020065252

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 3, 2019
Property Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000017416
Instrument Date	Jan 7, 2019
Instrument	17416
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4008 MCGREGOR OAKS MOBILE AL 366081861, MOBILE, AL 36608-1861

Mortgage

Document Number	17417
Date	Apr 3, 2019
Instrument	17417

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 14, 2017
Property Address	4008 MCGREGOR OAKS, MOBILE, AL 36608-1861
Document Number	0000014365
Book / Page	007486 / 001690
Instrument Date	Mar 13, 2017
Instrument	14365
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Amount	Amount Recorded
Tax	$376.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 MCGREGOR OAKS AL 36608, OAKS, AL 36608

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,049.00 (-0.89%) Homeowner's exemption	$111,920 (-0.86%) Land $20,000 Building $91,920	$1,119,200 (-0.86%) Land $200,000 Building $919,200
2024	$7,112.00 (+15.94%) Homeowner's exemption	$112,890 (+15.78%) Land $20,000 Building $92,890	$1,128,900 (+15.78%) Land $200,000 Building $928,900
2023	$6,134.00 Homeowner's exemption	$97,500 Land $20,000 Building $77,500	$975,000 Land $200,000 Building $775,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1978–2014)
Claims Outside the SFHA	8 of 29
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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