Kenton County property record for 4012 Decoursey Ave, Covington, KY 41015
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 2 ba · 2,928 sqft · built 1890 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Company Name on File |
| Last Sale | $208,262 (Oct 2025) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-22-032.00 |
| Primary APN | 056-32-22-032.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,928 sqft Finished Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Dimensions | 38.5 ft deep x 93.9 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4012 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1848 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | KELLER PETER ADDN PT LOTS 7-8-9 93.85'X 38.53' NEC 41ST & DECOURSEY |
| Legal Subdivision | KELLER PETER |
| Legal Lot Number | 7,8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61200 |
4012 Decoursey Ave, a triplex, is owned by a company that bought it in October 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4135 ALEXANDER PIKE STE 109, 109, COLD SPRING, KY 41076 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC |
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC |
| Oct 29, 2025 | Warranty Deed, Transfer · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC |
| Oct 9, 2020 | Deed of Trust, Mortgage TRADITIONAL BK |
| Feb 21, 2020 | Grant Deed, Transfer ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Apr 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Prior Sale | Feb 21, 2020 · Amount on File |
| Deed Document Number | 2025119 |
| Deed Book / Page | 371 / 552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001181 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | KCM 727/1 |
| Instrument | 26059000001181 |
| Name | RAC PROPERTIES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT, KY 41076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001183 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | KCM 727/58 |
| Instrument | 26059000001183 |
| Name | RAC PROPERTIES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT, KY 41076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2025 |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Document Number | 0005900119 |
| Book / Page | KC 371 / 552 |
| Map Reference | MB 220 PG 193 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 25102905900119 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4329 CRESCENT SORINGS, LEXINGTON, IN 47138 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE STE 109, 109, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900056 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | KCM 707/401 |
| Instrument | 25111805900056 |
| Name | CENTRAL FLORIDA INCOME FUND LLC |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Document Number | 0000000105 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000105 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 00M112/000192 |
| Instrument | 105 |
| Name | TRADITIONAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 14, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 21, 2020 |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Document Number | 0000000090 |
| Book / Page | 000008 / 000312 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 90 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $69.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4012 DECOURSEY AVE, COVINGTON, KY 41015-1848 |
| Document Number | 0000000209 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | SOJOURNERS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4012 DECOURSEY AVE COVINGTON KY 410151848, COVINGTON, KY 41015-1848 |
| Document Number | 0000000209 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 0C6407/000171 |
| Instrument | 209 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 7, 2033 |
The 2025 property tax bill for 4012 Decoursey Ave was $1,391, up 0.8% from the year before.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,200 (+98.29%) Land $15,000 Building $193,200 | $208,200 (+98.29%) Land $15,000 Building $193,200 | |
| 2025 | $1,391.00 (+0.8%) | $105,000 (-) Land $10,000 Building $95,000 | $105,000 (-) Land $10,000 Building $95,000 |
| 2024 | $1,380.00 (-1.29%) | $105,000 (-) Land $10,000 Building $95,000 | $105,000 (-) Land $10,000 Building $95,000 |
| 2023 | $1,398.00 | $105,000 Land $10,000 Building $95,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4012 Decoursey Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4012 Decoursey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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