Kenton County property record for 4101 Decoursey Ave, Covington, KY 41015
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,615 sqft · built 1909 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Jan 2024) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-02-024.00 |
| Primary APN | 056-41-02-024.00 |
|---|
| Total Rooms | 5 Rooms |
|---|---|
| Building Area | 1,615 sqft Finished Area |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 80 ft deep x 35 ft wide |
| Street Address | 4101 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1811 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | 35X80' 104 TO 106 TAYLOR SWC 41ST & DECOURSEY |
| Legal Subdivision | TAYLOR HEIRS PLAT E |
| Legal Phase | 6 |
| Legal Lot Number | 104,10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 GIRARD ST, FLORENCE, KY 41042-1605 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on Record |
| Deed Sale | Jan 19, 2024 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 2024011985 |
| Deed Book / Page | 266 / 90 |
| Prior Transfer Date | Nov 12, 2003 |
| Prior Transfer Doc | 1119059002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 19, 2024 |
| Property Address | 4101 DECOURSEY AVE, COVINGTON, KY 41015-1811 |
| Document Number | 0005900085 |
| Book / Page | KC 266 / 90 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 24011905900085 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 786 DUDLEY RD, EDGEWOOD, KY 41017-9617 |
| Name | Verified Name |
|---|---|
| Address | 12 GIRARD ST, FLORENCE, KY 41042-1605 |
| Document Number | 0005900086 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | KCM 521/458 |
| Instrument | 24011905900086 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 13, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (-) Land $15,000 Building $110,000 | $125,000 (-) Land $15,000 Building $110,000 | |
| 2025 | $1,656.00 (+77.68%) | $125,000 (+78.57%) Land $15,000 Building $110,000 | $125,000 (+78.57%) Land $15,000 Building $110,000 |
| 2023 | $932.00 (+0.87%) | $70,000 (-) Land $15,000 Building $55,000 | $70,000 (-) Land $15,000 Building $55,000 |
| 2022 | $924.00 | $70,000 Land $15,000 Building $55,000 | $70,000 Land $15,000 Building $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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