Kenton County property record for 4003 Decoursey Ave, #5, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | 5,070 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Mar 2026) |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Line of Credit Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-12-015.00 |
| Primary APN | 056-32-12-015.00 |
|---|
| Building Area | 5,070 sqft Finished Area |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 146 ft deep x 33.3 ft wide |
| Street Address | 4003 DECOURSEY AVE, 5 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1809 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | GLENNS RESUB OF TAYLOR EST C & PT A-B 33.33X146 IRREG & 37X134.9 IRREG 70' WS DECOURSEY 37' S 40TH |
| Legal Subdivision | GLENNS RESUB TAYLOR EST |
| Legal Lot Number | CA,B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4003 DECOURSEY AVE, COVINGTON, KY 41015-1809 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 4, 2026 | Warranty Deed, Transfer · Line of Credit THOMAS CUMMINS |
| Sep 11, 2017 | Warranty Deed, Transfer HOME SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Sep 11, 2017 |
| Deed Document Number | 202603044428 |
| Deed Book / Page | 395 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 4, 2026 |
| Property Address | 4003 DECOURSEY AVE # 5, 5, COVINGTON, KY 41015-1809 |
| Document Number | 0000004428 |
| Book / Page | 395 / 470 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 26059000004428 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3874 IDLEBROOK LN, BURLINGTON, KY 41005-9727 |
| Name | Verified Name |
|---|---|
| Address | 4003 DECOURSEY AVE, COVINGTON, KY 41015-1809 |
| Document Number | 0000004429 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 26059000004429 |
| Name | THOMAS CUMMINS |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 11, 2017 |
| Property Address | 4003 DECOURSEY AVE # 5, 5, COVINGTON, KY 41015-1809 |
| Document Number | 0000000217 |
| Book / Page | 0C6245 / 000272 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 217 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4003-4005 DECOURSEY AVE COVINGTON KY 410151809, COVINGTON, KY 41015-1809 |
| Document Number | 218 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 0C6245/000276 |
| Instrument | 218 |
| Name | HOME SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LUDLO, KY 41016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,000 (-) Land $36,000 Building $265,000 | $301,000 (-) Land $36,000 Building $265,000 | |
| 2025 | $3,988.00 (-0.52%) | $301,000 (-) Land $36,000 Building $265,000 | $301,000 (-) Land $36,000 Building $265,000 |
| 2023 | $4,009.00 | $301,000 Land $36,000 Building $265,000 | $301,000 Land $36,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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