3999 E Providence Rd, Williamsburg, VA 23188 Property Records

James City County property record for 3999 E Providence Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,635 sqft · built 2005
Lot Size	0.762 acres (33,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,950 (Jun 2020)
Tax Bill	$7,064 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-3 16-0-0036`

Property Details

APN / Parcel Number

Primary APN	`38-3 16-0-0036`
Alternative APN	`26752`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,635 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	33,193 sqft (0.762 acres)
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	139 sqft
Deck Area	632 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26752
Street Address	3999 E PROVIDENCE RD
City	WILLIAMSBURG
State	VA
Zip	23188-2784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-36 PH-6B POWHATAN SECONDARY
Legal Subdivision	POWHATAN SECONDARY
Legal Phase	6B
Legal Lot Number	36
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2003
Census Tract	80209

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3999 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage NBKC BK
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	200008144
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3999 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2784
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004460
Date	Mar 9, 2021
Instrument	210004460

Lender

Name	BNC NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.13%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3999 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2784
Document Number	0000022653
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 E PROVIDENCE RD WILLIAMSBURG VA 231882784, WILLIAMSBURG, VA 23188-2784

Mortgage

Document Number	0000022653
Date	Dec 29, 2020
Instrument	22653

Lender

Name	NBKC BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 8, 2020
Property Address	3999 E PROVIDENCE RD, WILLIAMSBURG, VA 23188-2784
Document Number	0000008144
Instrument Date	Feb 26, 2020
Instrument	8144
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3999 E PROVIDENCE RD WILLIAMSBURG VA 231882784, WILLIAMSBURG, VA 23188-2784

Mortgage

Document Number	8146
Date	Jun 8, 2020
Instrument	8146

Lender

Name	NBKC BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,064.00 (+6.42%)	$851,100 (+42.85%) Land $120,200 Building $730,900	$851,100 (+42.85%) Land $120,200 Building $730,900
2024	$6,638.00 (+35.61%)
2023	$4,895.00 (+0.74%)	$595,800 Land $94,600 Building $501,200	$595,800 Land $94,600 Building $501,200
2022	$4,859.00 (+5.61%)
2019	$4,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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