4010 Cedar Cay Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4010 Cedar Cay Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,327 sqft · built 1990
Lot Size0.366 acres (15,949 sqft)
Owner2 Individual Names on Record
Last Sale$491,000 (Aug 2022)
Tax Bill$6,720 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087519-0342

Property Details

APN / Parcel Number

Primary APN087519-0342
Alternative APN
  • U09302136U000005000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,327 sqft Living Area
Gross Area3,477 sqft
1st Floor Area2,327 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,949 sqft (0.366 acres)
Lot Dimensions162 ft deep x 90 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area666 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875190342
Street Address4010 CEDAR CAY CIR
CityVALRICO
StateFL
Zip33596-8224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE I LOT 4 BLOCK 5
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PHASE I
Legal PhaseI
Legal Tract36U
Legal Block5
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract13208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4010 CEDAR CAY CIR, VALRICO, FL 33596-8224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleNov 2, 2017 · Amount on Record
Deed Document Number2022425498
Transfer Doc1157000595
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 30, 2022
Property Address4010 CEDAR CAY CIR, VALRICO, FL 33596-8224
Document Number0000425498
Map ReferenceMB 67 PG 7
Instrument DateAug 26, 2022
Instrument2022425498
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,437.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2808 LIFLUIA PINECREST RD #317317, 2808, VALRICO, FL 33596

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 CEDAR CAY CIR, VALRICO, FL 33596-8224

Mortgage

Document Number0000425499
DateAug 30, 2022
Instrument2022425499
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,898 (+1.91%) Land $142,884 Building $239,014$381,898 (+1.91%) Land $142,884 Building $239,014
2025$6,720.00 (+11.59%) Homeowner's exemption$374,748 (+5.34%) Land $142,884 Building $231,864$374,748 (+5.34%) Land $142,884 Building $231,864
2023$6,022.00 (+103.93%) Homeowner's exemption$355,757 (+93.78%) Land $128,596 Building $227,161$355,757 (-0.64%) Land $128,596 Building $227,161
2022$2,953.00 Homeowner's exemption$183,584$358,058 Land $128,596 Building $229,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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