Hillsborough County property record for 4009 Cedar Cay Cir, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,969 sqft · built 1991 |
| Lot Size | 0.241 acres (10,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Jul 2021) |
| Tax Bill | $7,061 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087519-0346 |
| Primary APN | 087519-0346 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,969 sqft Living Area |
| Gross Area | 2,830 sqft |
| 1st Floor Area | 1,969 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,487 sqft (0.241 acres) |
| Lot Dimensions | 116 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0875190346 |
|---|---|
| Street Address | 4009 CEDAR CAY CIR |
| City | VALRICO |
| State | FL |
| Zip | 33596-8225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER HILLS COUNTRY CLUB PHASE I LOT 6 BLOCK 5 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 09 |
| Legal Subdivision | RIVER HILLS COUNTRY CLUB PHASE I |
| Legal Phase | I |
| Legal Tract | 36U |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13208 |
4009 Cedar Cay Cir is owned and occupied by two individuals who bought it in July 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4009 CEDAR CAY CIR, VALRICO, FL 33596-8225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Mar 16, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Jul 16, 2020 · Amount on File |
| Deed Document Number | 2021378381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 28, 2021 |
| Property Address | 4009 CEDAR CAY CIR, VALRICO, FL 33596-8225 |
| Document Number | 2021378381 |
| Map Reference | MB 67 PG 7-1-7-13 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021378381 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | HILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16850 WHISPER ELM ST, 16850, WIMAUMA, FL 33598-2506 |
| Name | Verified Name |
|---|---|
| Address | 4009 CEDAR CAY CIR, VALRICO, FL 33596-8225 |
| Document Number | 2021378382 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021378382 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 16, 2020 |
| Property Address | 4009 CEDAR CAY CIR, VALRICO, FL 33596-8225 |
| Document Number | 0000288495 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 288495 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4009 CEDAR CAY CIR VALRICO FL 335968225, VALRICO, FL 33596-8225 |
| Document Number | 288496 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 288496 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4009 CEDAR CAY CIR, VALRICO, FL 33596-8225 |
| Document Number | 0256510639 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4009 CEDAR CAY CIR VALRICO FL 335968225, VALRICO, FL 33596-8225 |
| Document Number | 0256510639 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 025651/000639 |
| Instrument | 120872 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4009 Cedar Cay Cir was $7,061 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,414 (-1.39%) Land $119,267 Building $271,147 | $390,414 (-1.39%) Land $119,267 Building $271,147 | |
| 2025 | $7,061.00 Homeowner's exemption | $395,937 Land $119,267 Building $276,670 | $395,937 Land $119,267 Building $276,670 |
| 2023 | $6,433.00 (+3.93%) Homeowner's exemption | $382,084 (+3%) | $402,097 (+4.86%) Land $107,340 Building $294,757 |
| 2022 | $6,190.00 Homeowner's exemption | $370,955 | $383,478 Land $107,340 Building $276,138 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4009 Cedar Cay Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4009 Cedar Cay Cir is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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