4007 Cedar Cay Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4007 Cedar Cay Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,917 sqft · built 1991
Lot Size0.225 acres (9,792 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Aug 2015)
Tax Bill$4,172 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN087519-0348

Property Details

APN / Parcel Number

Primary APN087519-0348
Alternative APN
  • U09302136U000005000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area
Gross Area2,750 sqft
1st Floor Area1,847 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,792 sqft (0.225 acres)
Lot Dimensions118 ft deep x 90 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFlorida Room
Porch Area378 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875190348
Street Address4007 CEDAR CAY CIR
CityVALRICO
StateFL
Zip33596-8225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE I LOT 7 BLOCK 5
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PHASE I
Legal PhaseI
Legal Tract36U
Legal Block5
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract13208

Owner

4007 Cedar Cay Cir is owned and occupied by two individuals who acquired it in February 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4007 CEDAR CAY CIR, VALRICO, FL 33596-8225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
JWH FINANCIAL INC
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2015 · Amount on File
Deed SaleAug 10, 2015 · Amount on File
Prior SaleOct 20, 2009 · Amount on File
Deed Document Number2015309799
Deed Book / Page23465 / 731
Last Transfer DateFeb 10, 2022
Transfer Doc0000097116
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateFeb 23, 2022
Property Address4007 CEDAR CAY CIR, VALRICO, FL 33596-8225
Document Number0000097116
Map ReferenceMB 67 PG 7
Instrument DateFeb 10, 2022
Instrument2022097116
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4007 CEDAR CAY CIR, VALRICO, FL 33596-8225

Mortgage

Document Number0000097117
DateFeb 23, 2022
Instrument2022097117
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4007 CEDAR CAY CIR, VALRICO, FL 33596-8225
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021438567
DateAug 30, 2021
Instrument2021438567
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4007 Cedar Cay Cir was $4,172 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,107 (+2.7%)$392,496 (-1.02%) Land $129,989 Building $262,507
2025$4,172.00 Homeowner's exemption$237,689$396,527 Land $129,989 Building $266,538
2023$3,689.00 (+5.19%) Homeowner's exemption$224,262 (+3%)$399,583 (+4.22%) Land $116,990 Building $282,593
2022$3,507.00 Homeowner's exemption$217,730$383,413 Land $116,990 Building $266,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4007 Cedar Cay Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4007 Cedar Cay Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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