304 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 304 Windsor Way, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,973 sqft · built 2007
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Jun 2014)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`884732104008`

Property Details

APN / Parcel Number

Primary APN	`884732104008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Basement Area	1,973 sqft
Finished Basement	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	163 ft deep x 188 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	304 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK FIRST ADDN LOT 56
Legal Subdivision	MEADOW BROOK 1ST ADDITION
Legal Lot Number	56
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3003
Census Tract	3301

Owner

304 Windsor Way is owned and occupied by two individuals who bought it in June 2014.

Source: Woodbury County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA NEBRASKA STATE BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on File
Deed Sale	Jun 5, 2014 · Amount on File
Prior Sale	May 19, 2008 · Amount on File
Deed Document Number	2014102
Deed Book / Page	735 / 8585
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Aug 24, 2026
Property Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Document Number	0000009373
Instrument Date	Aug 18, 2026
Instrument	20269373
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950

Mortgage

Document Number	0000009373,
Date	Aug 24, 2026
Instrument	20269373

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	105 Months
Due	May 15, 2035

Interest

Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005370
Date	Nov 6, 2017
Book Page	755/8867
Instrument	05370

Lender

Name	IOWA NEBRASKA STATE BANK
Type	Bank
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004810
Date	Apr 13, 2021
Instrument	2021-04810

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001215
Date	Jan 26, 2021
Instrument	2021-01215

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	304 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8950
Document Number	0000003528
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 WINDSOR WAY SERGEANT BLUFF IA 510548950, SERGEANT BLUFF, IA 51054-8950

Mortgage

Document Number	0000003528
Date	Mar 25, 2020
Instrument	3528

Lender

Name	BANKFIRST FIN'L
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 304 Windsor Way was $5,898 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,898.00 Homeowner's exemption	$411,590 Land $55,010 Building $356,580	$411,590 Land $55,010 Building $356,580
2023	$5,530.00 (-3.49%) Homeowner's exemption	$380,190 Land $44,630 Building $335,560	$380,190 Land $44,630 Building $335,560
2022	$5,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Windsor Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Windsor Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, T-Mobile, Verizon.

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