401 Walnut Point Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 401 Walnut Point Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,060 sqft · built 1988
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Last Sale	$282,000 (Jun 2004)
Tax Bill	$4,223 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-033-45`

Property Details

APN / Parcel Number

Primary APN	`227-033-45`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,345 sqft
Upper Floors Area	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	17,860 sqft (0.41 acres)
Garage Area	729 sqft
Porch	Enclosed/Finished Porch
Porch Area	270 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	401 WALNUT POINT DR
City	MATTHEWS
State	NC
Zip	28105-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L14 B2 M22-001
Legal Subdivision	SARDIS PLANTATION PH 01
Legal Block	2
Legal Lot Number	14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2001
Census Tract	5833

Owner

Source: Mecklenburg County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 13, 2026	Warranty Deed, Transfer
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit SKYLA FCU
Dec 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2004 · Amount on Record
Deed Sale	Jun 4, 2004 · Amount on Record
Prior Sale	Feb 25, 2000 · Amount on Record
Deed Document Number	2004124642
Deed Book / Page	17308 / 18
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000243176
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 20, 2026
Property Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Document Number	0000076968
Book / Page	40582 / 480
Instrument Date	Jul 15, 2026
Instrument	202676968
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189

Mortgage

Document Number	0000076968,
Date	Jul 20, 2026
Book Page	40582/480
Instrument	202676968

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 13, 2026
Property Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Document Number	0000003674
Book / Page	40134 / 951
Map Reference	MB 22 PG 1
Instrument Date	Jan 2, 2025
Instrument	2026003674
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565

Mortgage

Document Number	0000010537
Date	Feb 7, 2024
Book Page	38620/943
Instrument	2024010537

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 29, 2021
Property Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Document Number	0000243176
Book / Page	36915 / 497
Map Reference	MB 22 PG 1
Instrument Date	Dec 22, 2021
Instrument	2021243176
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WALNUT POINT DR, MATTHEWS, NC 28105-1565

Mortgage

Document Number	0000243177
Date	Dec 29, 2021
Instrument	2021243177

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,223.00 (+4.35%)	$539,900 Land $100,000 Building $439,900	$539,900 (-) Land $100,000 Building $439,900
2024	$4,047.00
2023			$539,900 Land $100,000 Building $439,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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