417 Walnut Point Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 417 Walnut Point Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,707 sqft · built 1987
Lot Size	0.391 acres (17,052 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2019)
Tax Bill	$4,834 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-033-47`

Property Details

APN / Parcel Number

Primary APN	`227-033-47`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,707 sqft Heated Area
Gross Area	2,923 sqft
1st Floor Area	1,721 sqft
Upper Floors Area	986 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,052 sqft (0.391 acres)
Garage Area	441 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	227-033-47
Street Address	417 WALNUT POINT DR
City	MATTHEWS
State	NC
Zip	28105-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L16 B2 M22-1
Legal Subdivision	SARDIS PLANTATION PH 01
Legal Block	2
Legal Lot Number	16
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2001
Census Tract	5833

Owner

417 Walnut Point Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	417 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 1, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Apr 9, 2008 · Amount on File
Deed Document Number	0033635410
Deed Book / Page	33635 / 410
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	417 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161474
Date	Dec 7, 2022
Book Page	37814/48
Instrument	2022161474

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	417 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137115
Date	Aug 28, 2020
Book Page	34985/534
Instrument	2020137115

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 1, 2019
Property Address	417 WALNUT POINT DR, MATTHEWS, NC 28105-1565
Document Number	0000082326
Book / Page	033635 / 000410
Instrument Date	May 29, 2019
Instrument	82326
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	417 WALNUT POINT DR MATTHEWS NC 281051565, MATTHEWS, NC 28105-1565

Mortgage

Document Number	82327
Date	Jul 1, 2019
Book Page	033635/000412
Instrument	82327

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 417 Walnut Point Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Walnut Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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