309 Walnut Point Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 309 Walnut Point Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,198 sqft · built 1996
Lot Size	0.29 acres (12,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2017)
Tax Bill	$5,199 (2023)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-035-69`

Property Details

APN / Parcel Number

Primary APN	`227-035-69`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,198 sqft Heated Area
Gross Area	3,975 sqft
1st Floor Area	1,823 sqft
Upper Floors Area	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,637 sqft (0.29 acres)
Garage Area	565 sqft

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	140 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-035-69
Street Address	309 WALNUT POINT DR
City	MATTHEWS
State	NC
Zip	28105-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12(CD)
Legal Description	L42 M27-586
Legal Subdivision	SARDIS PLANTATION PH 07 MAP 01
Legal Lot Number	42
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2002
Census Tract	5833

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Reverse Mortgage NAVY FCU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 22, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Document Number	0032061889
Deed Book / Page	32061 / 889
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523

Mortgage

Document Number	0000036275
Date	Apr 23, 2024
Book Page	38769/838
Instrument	2024036275

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143813
Date	Jul 26, 2021
Book Page	36339/424
Instrument	2021143813

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523
Document Number	0000024707
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 WALNUT POINT DR MATTHEWS NC 281051523, MATTHEWS, NC 28105-1523

Mortgage

Document Number	0000024707
Date	Feb 21, 2020
Book Page	034303/000254
Instrument	24707

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 22, 2017
Property Address	309 WALNUT POINT DR, MATTHEWS, NC 28105-1523
Document Number	0000113993
Book / Page	032061 / 000889
Instrument Date	Aug 17, 2017
Instrument	113993
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	309 WALNUT POINT DR MATTHEWS NC 281051523, MATTHEWS, NC 28105-1523

Mortgage

Document Number	113994
Date	Aug 22, 2017
Book Page	032061/000891
Instrument	113994

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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