401 Union School Rd, Middletown, NY 10941 Property Records

Orange County and Crawford Town property record for 401 Union School Rd, Middletown, NY 10941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,321 sqft · built 1977
Lot Size9.9 acres (431,244 sqft)
OwnerIndividual Name on Record
Tax Bill$8,345 (2024)
Deeds & MortgagesMay 2019 Refinance
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN332600 27-1-12.1

Property Details

APN / Parcel Number

Primary APN332600 27-1-12.1
Alternative APNs
  • 260002700000010121000000
  • 27-1-12.1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,321 sqft Living Area
Gross Area1,951 sqft
1st Floor Area1,321 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area431,244 sqft (9.9 acres)
View / LotSuburban
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Pool Area650 sqft
PorchCovered Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number27-1-12.1
Street Address401 UNION SCHOOL RD
CityMIDDLETOWN
StateNY
Zip10941-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07
Legal DescriptionLT 1 STULZ SUB MAP 32-93
Legal SubdivisionSTULZ
Legal Block1
Legal Lot Number12.10
JurisdictionORANGE NY
Township / Civil DivisionCRAWFORD
Census Block Group3
Census Block3015
Census Tract10902

Owner

Source: Orange County and Crawford Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WALDEN FEDERAL SAVINGS BANK
Sep 5, 2017Deed of Trust, Mortgage
WALDEN FEDERAL SAVINGS BANK
Apr 22, 2019Loan Modification, Mortgage · Conventional Mortgage
WALDEN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address401 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5017
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029486
DateMay 1, 2019
Book Page14561/1941
Instrument20190029486
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address401 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063292
DateSep 5, 2017
Book Page0000014285/0000000048
Instrument20170063292
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
AmountAmount Recorded
Term172 Months
DueJan 1, 2032

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address401 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5017
Document Number0000029487
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyHILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 UNION SCHOOL RD MIDDLETOWN NY 109415017, MIDDLETOWN, NY 10941-5017

Mortgage

Document Number0000029487
DateMay 1, 2019
Book Page014561/001957
Instrument29487
Lender
NameWALDEN SVGS BK
TypeFederal Savings Bank
AddressMIDDLETOWN, NY 12549
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2034
Interest
Rate TypeFixed Rate
Rate4.99%

Tax Assessment & Valuation

Source: Orange County and Crawford Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCrawford Town
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,700 (-) Land $25,900 Building $65,800$409,900 (+9.1%)
2024$8,345.00
2023$91,700 (-) Land $25,900 Building $65,800$375,700 (+21.94%) Land $106,114 Building $269,586
2022$91,700 Land $25,900 Building $65,800$308,100 Land $87,021 Building $221,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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