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391 Union School Rd, Middletown, NY 10941 Property Records

Orange County and Crawford Town property record for 391 Union School Rd, Middletown, NY 10941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,832 sqft · built 1982
Lot Size4.8 acres (209,088 sqft)
Owner2 Individual Names on File
Last Sale$334,500 (Feb 2023)
Tax Bill$9,691 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-1-22.22

Property Details

APN / Parcel Number

Primary APN27-1-22.22
Alternative APNs
  • 260002700000010222200000
  • 332600 27-1-22.22

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,832 sqft Living Area
Gross Area2,408 sqft
1st Floor Area1,202 sqft
2nd Floor Area630 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area209,088 sqft (4.8 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelSolar
SewerConnected

Location & Zoning

Account Number27-1-22.22
Street Address391 UNION SCHOOL RD
CityMIDDLETOWN
StateNY
Zip10941-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 2 BONCZEK SUB
Legal SubdivisionBONCZEK
Legal Block1
Legal Lot Number22.22
JurisdictionORANGE NY
Township / Civil DivisionCRAWFORD
Census Block Group3
Census Block3015
Census Tract10902

Owner

391 Union School Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Orange County and Crawford Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address391 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5007
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed, Transfer · Stand-Alone First Mortgage
HERITAGE FINANCIAL CREDIT UNION
May 4, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
May 4, 2020Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
Jun 13, 2018Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2023 · Amount on File
Deed SaleFeb 16, 2023 · Amount on File
Prior SaleJun 13, 2018 · Amount on File
Deed Document Number202311559
Deed Book / Page15381 / 1008
Prior Transfer DateFeb 3, 1999
Prior Transfer Doc5007000232
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateFeb 16, 2023
Property Address391 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5007
Document Number0000011559
Book / Page15381 / 1008
Instrument DateFeb 2, 2023
Instrument20230011559
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 PINE LN, PINE BUSH, NY 12566-6424

Mortgage

Document Number0000011560
DateFeb 16, 2023
Instrument20230011560
Lender
NameHERITAGE FINANCIAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address391 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5007
Document Number0000030632
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyINTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 UNION SCHOOL RD MIDDLETOWN NY 109415007, MIDDLETOWN, NY 10941-5007

Mortgage

Document Number0000030632
DateJun 11, 2020
Book Page014757/001253
Instrument30632
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueJun 10, 2048

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE NY
Property Address391 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5007
Document Number0000030633
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyINTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 UNION SCHOOL RD MIDDLETOWN NY 109415007, MIDDLETOWN, NY 10941-5007

Mortgage

Document Number0000030633
DateJun 11, 2020
Book Page014757/001265
Instrument30633
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueJun 10, 2048
Interest
Rate3.75%

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJun 13, 2018
Property Address391 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5007
Document Number0000042779
Book / Page14415 / 738
Instrument DateMay 21, 2018
Instrument20180042779
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 DOLSOTOWN RD, MIDDLETOWN, NY 10940-4750

Mortgage

Document Number20180042780
DateJun 13, 2018
Book Page0000014415/0000000742
Instrument20180042780
Lender
NameTOTAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term355 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Crawford Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCrawford Town
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,500 Land $20,800 Building $85,700$476,100
2024$9,691.00
2023$106,500 (+2.21%) Land $20,800 Building $85,700$436,300 (+24.62%) Land $85,212 Building $351,088
2022$104,200 Land $20,800 Building $83,400$350,100 Land $69,886 Building $280,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Union School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Union School Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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