400 Union School Rd, Middletown, NY 10941 Property Records

Orange County and Crawford Town property record for 400 Union School Rd, Middletown, NY 10941 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,758 sqft · built 2022
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Jun 2016)
Tax Bill$11,448 (2024)
Deeds & MortgagesJun 2021 Mortgage
Aug 2023 Refinance
Flood ZoneZone X (minimal risk)
APN21-1-55.32

Property Details

APN / Parcel Number

Primary APN21-1-55.32
Alternative APNs
  • 260002100000010553200000
  • 332600 21-1-55.32

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area1,810 sqft
1st Floor Area1,758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area435,600 sqft (10 acres)
View / LotRural
Garage TypeBasement
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Account Number21-1-55.32
Street Address400 UNION SCHOOL RD
CityMIDDLETOWN
StateNY
Zip10941-5032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOWARD D MILLS JR
Legal Block1
Legal Lot Number55.32
JurisdictionORANGE NY
Township / Civil DivisionCRAWFORD
Census Block Group3
Census Block3016
Census Tract10902

Owner

Source: Orange County and Crawford Town records · APN 21-1-55.32

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · ARM
WALDEN FEDERAL SAVINGS BANK
Aug 23, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HERITAGE FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2016 · Amount on Record
Deed SaleJun 29, 2016 · Amount on Record
Deed Book / Page14070 / 403
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address400 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5032
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041921
DateJun 28, 2021
Book Page14990/156
Instrument20210041921
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJun 01, 2029
Index1-Year CMT
Margin3

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address400 UNION SCHOOL RD, MIDDLETOWN, NY 10941-5032
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051466
DateAug 23, 2023
Book Page15461/773
Instrument20230051466
Lender
NameHERITAGE FINANCIAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Orange County and Crawford Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCrawford Town
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$125,800 (-) Land $23,300 Building $102,500$562,400 (+9.13%)
2024$11,448.00
2023$125,800 (+58.04%) Land $23,300 Building $102,500$515,363 (+92.66%) Land $95,453 Building $419,910
2022$79,600 Land $23,300 Building $56,300$267,500 Land $78,301 Building $189,199

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Union School Rd

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