Brevard County property record for 401 Oak St, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3,065 sqft · built 2021 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,197 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-05-50-6-18 |
| Primary APN | 28-38-05-50-6-18 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,065 sqft Living Area |
| Gross Area | 4,505 sqft |
| 1st Floor Area | 1,922 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Road |
| Garage Type | Attached |
| Garage Area | 723 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Deck Area | 620 sqft |
| Patio Area | 98 sqft |
| Balcony Area | 48 sqft |
| Account Number | 3016297 |
|---|---|
| Street Address | 401 OAK ST |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAUJEANS PLAT OF MELBOURNE BEACH LOTS 18,19 BLK 6 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 05 |
| Legal Subdivision | BEAUJEANS PLAT OF MELBOURNE BEACH |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 66101 |
401 Oak St is owned and occupied by two individuals.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 OAK ST, MELBOURNE BEACH, FL 32951-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 401 Oak St was $15,197 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070,080 (+2.7%) | $1,168,890 (-3.86%) | |
| 2025 | $15,197.00 Homeowner's exemption | $1,041,950 | $1,215,770 |
| 2023 | $14,476.00 (+1.22%) Homeowner's exemption | $983,100 (+3%) | $1,178,530 (+11.93%) Land $359,100 Building $819,430 |
| 2022 | $14,302.00 Homeowner's exemption | $954,470 | $1,052,900 Land $346,280 Building $706,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 31 (1979–2017) |
| Claims Outside the SFHA | 17 of 31 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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