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312 Oak St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 312 Oak St, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,357 sqft · built 1957
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Tax Bill$4,920 (2025)
Deeds & MortgagesAug 2021 Transfer
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN28-38-06-75-13-9

Property Details

APN / Parcel Number

Primary APN28-38-06-75-13-9
Alternative APNs
  • 28-38-06-75-00013.0-0009.00
  • 2847145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,357 sqft Living Area
Gross Area4,360 sqft
1st Floor Area3,357 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions148 ft deep x 122 ft wide
View / LotRoad
Garage TypeAttached
Garage Area567 sqft
PorchFinished/Open Porch
Porch Area328 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847145
Street Address312 OAK ST
CityMELBOURNE BEACH
StateFL
Zip32951-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionISLAND SHORES OF MELBOURNE BEACH LOT 9 BLK 13
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionISLAND SHORES OF MELBOURNE BEACH
Legal Block13
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1012
Census Tract66101

Owner

312 Oak St is owned and occupied by an individual who acquired it in August 2021.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address312 OAK ST, MELBOURNE BEACH, FL 32951-2036
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Intrafamily Transfer, Transfer
Dec 31, 2018Loan Modification, Mortgage
FLORIDA CMNTY LN FND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2013
Deed SaleJan 18, 2013
Deed Document Number201313196
Deed Book / Page6782 / 267
Last Transfer DateAug 10, 2021
Transfer Doc0092182344
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateAug 10, 2021
Property Address312 OAK ST, MELBOURNE BEACH, FL 32951-2036
Document Number0092182344
Book / Page9218 / 2344
Map ReferenceMB 10 PG 52
Instrument DateAug 10, 2021
Instrument2021207168
Transaction TypeTransfer
Record UpdatedAug 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 OAK ST, MELBOURNE BCH, FL 32951-2036

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address312 OAK ST, MELBOURNE BEACH, FL 32951-2036
Document Number0084250283
Instrument DateDec 31, 2018
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address847 ORANGE AVE DAYTONA BEACH FL 321144769, DAYTONA BEACH, FL 32114-4769

Mortgage

Document Number0084250283
DateApr 29, 2019
Book Page008425/000283
Instrument89205
Lender
NameFLORIDA CMNTY LN FND
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 312 Oak St was $4,920 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,170 (+2.7%)$697,070 (+15.39%)
2025$4,920.00 Homeowner's exemption$359,470$604,110 Land $330,000 Building $274,110
2023$4,667.00 (+16.91%) Homeowner's exemption$339,170 (+16.34%)$622,230 (+13.81%) Land $330,000 Building $292,230
2022$3,992.00 Homeowner's exemption$291,530$546,720 Land $315,000 Building $231,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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