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606 Oak St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 606 Oak St, Melbourne Beach, FL 32951 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,894 sqft · built 1994
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Aug 2016)
Tax Bill$5,044 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-06-78-*-44

Property Details

APN / Parcel Number

Primary APN28-38-06-78-*-44
Alternative APNs
  • 28-38-06-78-00000.0-0044.00
  • 2857718

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,776 sqft
1st Floor Area1,894 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions112 ft deep x 101 ft wide
View / LotRoad
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area398 sqft
Deck Area475 sqft
Patio Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2857718
Street Address606 OAK ST
CityMELBOURNE BEACH
StateFL
Zip32951-2042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET BAY SUBD LOTS 44 & 45 EX W 50 FT
Legal Range38E
Legal Township28S
Legal Section06
Legal SubdivisionSUNSET BAY SUBD
Legal Lot Number44
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1011
Census Tract66101

Owner

Source: Brevard County records · APN 28-38-06-78-*-44

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address606 OAK ST, MELBOURNE BEACH, FL 32951-2042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Feb 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2016 · Amount on Record
Deed SaleAug 05, 2016 · Amount on Record
Deed Document Number2016153597
Deed Book / Page7680 / 1693
Prior Transfer DateDec 09, 2004
Prior Transfer Doc0000043927
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address606 OAK ST, MELBOURNE BEACH, FL 32951-2042
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086492791
DateJan 29, 2020
Book Page8649/2791
Instrument2020022257
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address606 OAK ST, MELBOURNE BEACH, FL 32951-2042
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 OAK ST, MELBOURNE BCH, FL 32951-2042

Mortgage

Document Number0090032050
DateFeb 03, 2021
Book Page9003/2050
Instrument2021027131
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$377,620 (+2.7%)$691,200 (+2.34%)
2025$5,044.00 (+5.41%) Homeowner's exemption$367,700 (+5.98%)$675,410 (+20.95%) Land $282,480 Building $392,930
2023$4,785.00 (+1.9%) Homeowner's exemption$346,940 (+3%)$558,400 (+1.89%) Land $209,720 Building $348,680
2022$4,696.00 Homeowner's exemption$336,840$548,060 Land $209,720 Building $338,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090661011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 162 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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