Polk County property record for 401 Lucaya Loop, Davenport, FL 33897
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,307 sqft · built 2003 |
| Lot Size | 0.016 acres (713 sqft) |
| Owner | Trust Name on File |
| Last Sale | $88,000 (Apr 2017) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Nov 2017 Transfer Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-999967-041010 |
| Primary APN | 26-25-12-999967-041010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,307 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 713 sqft (0.016 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 65 sqft |
| Street Address | 401 LUCAYA LOOP, 4101 |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE FOUR UNIT 4101 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | BAHAMA BAY, A CONDOMINIUM |
| Legal Phase | 4 |
| Legal Tract | 999967 |
| Legal Block | 1 |
| Legal Unit | 41 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12415 |
401 Lucaya Loop is held in a trust since October 2017.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10255 BELLTOWER ST, SPRING HILL, FL 34608-2716 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 18, 2017 | Warranty Deed, Transfer ESQ TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Prior Sale | Sep 21, 2005 · Amount on File |
| Deed Document Number | 201772376 |
| Deed Book / Page | 10120 / 967 |
| Last Transfer Date | Oct 9, 2017 |
| Transfer Doc | 0000213400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2017 |
| Property Address | 401 LUCAYA LOOP, DAVENPORT, FL 33897 |
| Document Number | 0103071573 |
| Book / Page | 010307 / 001573 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 213400 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 298 GULFPORT LN SPRING HILL FL 346086813, SPRING HILL, FL 34608-6813 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 401 LUCAYA LOOP, DAVENPORT, FL 33897 |
| Document Number | 0101200967 |
| Book / Page | 010120 / 000967 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 72376 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ESQ TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $616.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 GULFPORT LN SPRING HILL FL 346086813, SPRING HILL, FL 34608-6813 |
The 2025 property tax bill for 401 Lucaya Loop was $2,121.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,771 (+1%) | $163,000 (-14.21%) Land $100 Building $162,900 | |
| 2025 | $2,121.00 | $146,155 | $190,000 Land $100 Building $189,900 |
| 2023 | $2,187.00 (+14.44%) | $198,000 (+23.75%) Land $100 Building $197,900 | $198,000 (+23.75%) Land $100 Building $197,900 |
| 2022 | $1,911.00 | $160,000 Land $100 Building $159,900 | $160,000 Land $100 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Lucaya Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Lucaya Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, Xfinity.
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