315 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 315 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,227 sqft · built 2003
Lot Size	0.008 acres (348 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Oct 2025)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-053030`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-053030`
Alternative APNs	`122526999967053030` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	348 sqft (0.008 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	315 LUCAYA LOOP, 5303
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 50 OR 5169 PGS 1306 THRU 1397 & OR 5282 PGS 1158 THRU 1165 PHASE FIVE UNIT 5303 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	5
Legal Tract	999967
Legal Block	1
Legal Unit	5
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

315 Lucaya Loop is owned by a company that bought it in October 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 6663, MARIETTA, GA 30065-0663
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer UNKNOWN, TITAN TITLE GROUP FL LLC
Apr 26, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Dec 21, 2021	Warranty Deed, Transfer · Line of Credit 315 LUCAYA LOOP PERSONAL PROPERTY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2025253878
Deed Book / Page	13754 / 1900
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2025
Property Address	315 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000253878
Book / Page	13754 / 1900
Map Reference	OR 5169 PG 1306-1397
Instrument Date	Oct 14, 2025
Instrument	2025253878
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	UNKNOWN, TITAN TITLE GROUP FL LLC

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4967 SW 162ND AVE, MIRAMAR, FL 33027-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6663, MARIETTA, GA 30065-0663

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Apr 26, 2023
Property Address	315 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000096323
Book / Page	12666 / 1870
Map Reference	MB 5169 PG 1306
Instrument Date	Apr 24, 2023
Instrument	2023096323
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4967 SW 162ND AVE, MIRAMAR, FL 33027-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4967 SW 162ND AVE, MIRAMAR, FL 33027-4956

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 13, 2023
Property Address	315 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000084525
Book / Page	12650 / 256
Map Reference	MB 5169 PG 1306
Instrument Date	Apr 10, 2023
Instrument	2023084525
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4967 SW 162ND AVE, MIRAMAR, FL 33027-4956

Mortgage

Document Number	0012650258
Date	Apr 13, 2023
Instrument	12650/258

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2021
Property Address	315 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000331781
Book / Page	12036 / 1601
Map Reference	MB 5169 PG 1306
Instrument Date	Dec 17, 2021
Instrument	2021331781
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 DAVID STREET, 51, ROODEPOORT, SC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 CARLISLE AVE, DAYTON, OH 45420-1921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331782
Date	Dec 21, 2021
Book Page	12036/1603
Instrument	2021331782

Lender

Name	315 LUCAYA LOOP PERSONAL PROPERTY TRUST
Type	Private Party
Address	PO BOX 340584, DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 315 Lucaya Loop was $2,404, down 16.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,500 (-12.1%) Land $100 Building $163,400	$163,500 (-12.1%) Land $100 Building $163,400
2025	$2,404.00 (-16.32%)	$186,000 (-10.14%) Land $100 Building $185,900	$186,000 (-10.14%) Land $100 Building $185,900
2024	$2,873.00 (+4.28%)	$207,000 (+2.22%) Land $100 Building $206,900	$207,000 (+2.22%) Land $100 Building $206,900
2023	$2,755.00 (+10.78%)	$202,500 (+16.38%) Land $100 Building $202,400	$202,500 (+16.38%) Land $100 Building $202,400
2022	$2,487.00	$174,000 Land $100 Building $173,900	$174,000 Land $100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Lucaya Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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