405 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 405 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,227 sqft · built 2003
Lot Size	0.009 acres (376 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2024)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Oct 2020 Sale Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-041050`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-041050`
Alternative APNs	`122526999967041050` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	376 sqft (0.009 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	405 LUCAYA LOOP, 4105
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE FOUR UNIT 4105 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	4
Legal Tract	999967
Legal Block	1
Legal Unit	41
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11051 107TH ST, OZONE PARK, NY 11417-2656
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Warranty Deed, Transfer TRANSFER TITLE SERVICES INC, TRANSFER TITLE SVCS INC
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2017	Warranty Deed, Transfer GRACE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	2024121505
Deed Book / Page	13129 / 593
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000220027
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 6, 2020
Property Address	405 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0114011632
Book / Page	011401 / 001632
Instrument Date	Sep 28, 2020
Instrument	209194
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	TRANSFER TITLE SERVICES INC, TRANSFER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$967.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 VARGO RD SCOTTSBURG NY 14545, SCOTTSBURG, NY 14545

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2017
Property Address	405 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0103160428
Book / Page	010316 / 000428
Instrument Date	Nov 3, 2017
Instrument	220027
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	JUNCAL 1361 3RO A

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2017
Property Address	405 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0101711192
Book / Page	010171 / 001192
Instrument Date	Apr 24, 2017
Instrument	110009
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	GRACE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	JUNIN 1361, PITO 3, DEPT A

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,500 (-12.1%) Land $100 Building $163,400	$163,500 (-12.1%) Land $100 Building $163,400
2025	$2,404.00 (+13.18%)	$186,000 (-8.15%) Land $100 Building $185,900	$186,000 (-8.15%) Land $100 Building $185,900
2023	$2,124.00 (+11.26%)	$202,500 (+16.38%) Land $100 Building $202,400	$202,500 (+16.38%) Land $100 Building $202,400
2022	$1,909.00	$174,000 Land $100 Building $173,900	$174,000 Land $100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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