401 Lake Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 401 Lake Ave E, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2021)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`246-02262-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02262-0000`

Exterior

Lot Area	16,553 sqft

Location & Zoning

Street Address	401 LAKE AVE E
City	LADYSMITH
State	WI
Zip	54848-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD LOT 25 BLOCK 13 DOCUMENT # 362351
Legal Range	06W
Legal Township	35N
Legal Section	34
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	13
Legal Lot Number	25
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1041
Census Tract	960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Personal Representative Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 10, 2021	Warranty Deed, Transfer
Apr 29, 2019	Land Contract, Transfer
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Aug 25, 2017	Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Dec 10, 2021
Deed Document Number	362351
Record Updated	Jun 8, 2026

December 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	RUSK WI
Recording Date	Dec 10, 2021
Property Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Document Number	0000362351
Instrument Date	Dec 7, 2021
Instrument	362351
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362352
Date	Dec 10, 2021
Instrument	362352

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Dec 10, 2021
Property Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Document Number	0000362350
Instrument Date	Dec 1, 2021
Instrument	362350
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RUSK WI
Recording Date	Apr 29, 2019
Property Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Document Number	0000351446
Instrument Date	Apr 29, 2019
Instrument	351446
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	642/289
Date	Aug 15, 2018
Book Page	642/289
Instrument	349144

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Aug 25, 2017
Property Address	401 LAKE AVE E, LADYSMITH, WI 54848-1310
Document Number	000630/411
Book / Page	630 / 411
Instrument Date	Aug 25, 2017
Instrument	345705
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345706
Date	Aug 25, 2017
Instrument	345706

Lender

Name	FIREFIGHTERS CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+23.87%) Homeowner's exemption	$102,800 (-) Land $19,100 Building $83,700	$175,600 (+36.87%)
2023	$2,338.00 Homeowner's exemption	$102,800 Land $19,100 Building $83,700	$128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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