321 Lake Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 321 Lake Ave E, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-02264-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02264-0000`

Exterior

Lot Area	14,810 sqft

Location & Zoning

Street Address	321 LAKE AVE E
City	LADYSMITH
State	WI
Zip	54848-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD LOT 27 BLOCK 13 VOLUME 588 PAGE 305
Legal Range	06W
Legal Township	35N
Legal Section	34
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	13
Legal Lot Number	27
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1041
Census Tract	960500

Owner

Source: Rusk County records · APN 246-02264-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	321 LAKE AVE E, LADYSMITH, WI 54848-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2014
Deed Sale	Feb 28, 2014
Deed Document Number	333775
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	321 LAKE AVE E, LADYSMITH, WI 54848-1308
Transaction Type	Mortgage
Record Updated	May 06, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355022
Date	Apr 24, 2020
Instrument	355022

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+24.16%) Homeowner's exemption	$99,700 (-) Land $19,000 Building $80,700	$170,400 (+36.98%)
2023	$2,256.00 Homeowner's exemption	$99,700 Land $19,000 Building $80,700	$124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.