327 Lake Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 327 Lake Ave E, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$80,900 (Apr 2022)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Jun 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`246-02263-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02263-0000`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	327 LAKE AVE E
City	LADYSMITH
State	WI
Zip	54848-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD LOT 26 BLOCK 13 DOCUMENT # 363614
Legal Range	06W
Legal Township	35N
Legal Section	34
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	13
Legal Lot Number	26
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1041
Census Tract	960500

Owner

Source: Rusk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2014	Deed of Trust, Mortgage INDIANHEAD COMMUNITY ACTION AGENCY INC
Jun 26, 2014	Deed of Trust, Mortgage LADYSMITH FEDERAL SAVINGS AND LOAN ASSOC
Apr 14, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 26, 2014	Warranty Deed, Transfer LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2022363614
Record Updated	Oct 29, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000591/977
Date	Jun 26, 2014
Book Page	591/977
Instrument	334881

Lender

Name	INDIANHEAD COMMUNITY ACTION AGENCY INC
Type	Non-Lending Institution
Address	LADYSMITH, WI 54848

Agreement

Amount	Amount Recorded

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000591/976
Date	Jun 26, 2014
Book Page	591/976
Instrument	334880

Lender

Name	LADYSMITH FEDERAL SAVINGS AND LOAN ASSOC
Address	LADYSMITH, WI 54848

Agreement

Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSK WI
Recording Date	Apr 14, 2022
Property Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Document Number	0000363614
Instrument Date	Apr 14, 2022
Instrument	363614
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jun 19, 2020
Property Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Document Number	0000355625
Instrument Date	Jun 17, 2020
Instrument	355625
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355626
Date	Jun 19, 2020
Instrument	355626

Lender

Name	LEND SMART MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Jun 26, 2014
Property Address	327 LAKE AVE E, LADYSMITH, WI 54848-1308
Document Number	000591/969
Book / Page	591 / 969
Instrument Date	Jun 14, 2014
Instrument	334878
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$210.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000591/973
Date	Jun 26, 2014
Book Page	591/973
Instrument	334879

Lender

Name	LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIA
Address	LADYSMITH, WI 54848

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (+17.57%)	$80,900 (-) Land $19,000 Building $61,900	$138,300 (+36.93%)
2023	$2,060.00	$80,900 Land $19,000 Building $61,900	$101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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