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401 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 401 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,573 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$232,000 (2020)
Tax Bill$3,096.00 (2025)

Property Details

APN / Parcel Number

Primary APN79568
Alternative APN
  • 012630000103720105

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,573 sqft Heated Area
Gross Area1,669 sqft Gross Area
1st Floor1,495 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1999
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area204 sqft Garage

Exterior Amenities

Pool Area304 sqft Pool
FenceFence
Deck Area396 sqft Deck
PorchEnclosed Porch
Porch Area174 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79568
Street Address401 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-2856
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 372 N 50 FT LOT 10 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block372
Legal Lot Number2,10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3018
Census Tract43500

Owner

Source: Osceola County records · APN 79568

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address401 FLORIDA AVE, SAINT CLOUD, FL 34769-2856
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Jan 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Prior SaleJan 17, 2020
Deed Doc Number2020009012
Deed Book / Page5659 / 2553
Record RefreshedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 17, 2020
Property Address401 FLORIDA AVE, SAINT CLOUD, FL 34769-2856
Document Number0056592553
Book / Page5659 / 2553
Map ReferenceMB B PG 61
Instrument DateJan 16, 2020
Instrument2020009012
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1623 15TH ST, 1623, SAINT CLOUD, FL 34769-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 FLORIDA AVE, SAINT CLOUD, FL 34769-2856

Mortgage

Document Number0056592561
DateJan 17, 2020
Instrument5659/2561
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 17, 2020
Property Address401 FLORIDA AVE, SAINT CLOUD, FL 34769-2856
Document Number0056592551
Book / Page005659 / 002551
Instrument DateAug 15, 2019
Instrument9011
Transaction TypeTransfer
Record UpdatedFeb 05, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 FLORIDA AVE LEESBURG FL 34789, LEESBURG, FL 34789

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,096.00 (+6.43%) Homeowner's exemption$215,886 (+5.99%)$316,200 (+12.29%) Land $46,800 Building $269,400
2023$2,909.00 (+3.74%) Homeowner's exemption$203,692 (+3%)$281,600 (+17.38%) Land $42,500 Building $239,100
2022$2,804.00 Homeowner's exemption$197,760$239,900 Land $35,100 Building $204,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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