326 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 326 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage1,740 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
GarageAttached, 270 sqft
OccupancyOwner Occupied
Last Sale$325,000 (2023)
Tax Bill$3,992.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0408-0040
Alternative APNs
  • 263001000104080040
  • 80028

Interior

Full Baths1 Baths
Building Area1,740 sqft Living Area
Gross Area2,318 sqft Gross Area
1st Floor1,740 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1965
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,984 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area270 sqft Garage
Porch Area119 sqft Porch

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address326 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-2351
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61 BLK 408 LOT 4
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block408
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0408-0040

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 31, 2023Correction Deed
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Sep 03, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Deed Doc Number2023114798
Deed Book / Page6466 / 2927
Prior Transfer DateAug 29, 2023
Prior Transfer Doc0064662925
Record RefreshedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2023
Property Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351
Document Number0064662927
Book / Page6466 / 2927
Map ReferenceMB B PG 61-64
Instrument DateAug 30, 2023
Instrument2023114798
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1219 BETH LN, SAINT CLOUD, FL 34772-7448

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351

Mortgage

Document Number0064662929
DateAug 31, 2023
Instrument6466/2929
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2023
Property Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351
Document Number0064662925
Book / Page6466 / 2925
Map ReferenceMB B PG 61-64
Instrument DateAug 29, 2023
Instrument2023114797
Record UpdatedSep 18, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1219 BETH LN, SAINT CLOUD, FL 34772-7448

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 03, 2020
Property Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351
Document Number0057870701
Book / Page005787 / 000701
Instrument DateSep 03, 2020
Instrument117434
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address326 FLORIDA AVE ST CLOUD FL 347692351, ST CLOUD, FL 34769-2351

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2020
Property Address326 FLORIDA AVE, SAINT CLOUD, FL 34769-2351
Document Number0057732536
Book / Page005773 / 002536
Instrument DateAug 10, 2020
Instrument106792
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1219 BETH LN ST CLOUD FL 347727448, ST CLOUD, FL 34772-7448

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,359.00 (+84.34%)$271,700 (+15.76%) Land $66,000 Building $205,700$271,700 (+15.76%) Land $66,000 Building $205,700
2024$3,992.00 (-5.63%)
2023$4,230.00 (+616.95%)$234,700 (+171.49%) Land $60,500 Building $174,200$234,700 (+14.82%) Land $60,500 Building $174,200
2022$590.00 Homeowner's exemption Senior Citizen's exemption$86,448$204,400 Land $55,000 Building $149,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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