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315 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 315 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage1,380 sqft Heated Area
Lot Size10,890 sqft (0.25 acres)
GarageFinished, 272 sqft
OccupancyOwner Occupied
Tax Bill$4,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN80046
Alternative APN
  • 012630000104090070

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,380 sqft Heated Area
Gross Area1,976 sqft Gross Area
1st Floor Area1,128 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions144 ft deep x 75 ft wide
Parking Spaces1 Parking Space
Garage TypeFinished
Garage Area272 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area120 sqft Shed
PorchEnclosed Porch
Porch Area512 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80046
Street Address315 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-2350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-B & 62 BLK 409 N 75 FT LOT 7 LESS E 6 FT FOR ALLEY
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block409
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3017
Census Tract43500

Owner

Source: Osceola County records · APN 80046

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 FLORIDA AVE, SAINT CLOUD, FL 34769-2350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Transfer · VA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 25, 2020Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2022
Deed SaleJul 18, 2022
Prior SaleMar 25, 2020 · Amount on Record
Deed Document Number0006254949
Deed Book / Page5823 / 2323
Prior Transfer DateOct 30, 2020
Prior Transfer Doc2020148125
Record UpdatedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2020
Property Address315 FLORIDA AVE, SAINT CLOUD, FL 34769-2350
Document Number0058232323
Book / Page5823 / 2323
Map ReferenceMB 8 PG 61-64
Instrument DateOct 30, 2020
Instrument2020148125
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8525 SEACREST DR, 8525, VERO BEACH, FL 32963-9629

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 FLORIDA AVE, SAINT CLOUD, FL 34769-2350

Mortgage

Document Number0058232324
DateOct 30, 2020
Instrument5823/2324
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 25, 2020
Property Address315 FLORIDA AVE, SAINT CLOUD, FL 34769-2350
Document Number0056980721
Book / Page005698 / 000721
Instrument DateMar 24, 2020
Instrument42580
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8525 SEACREST DR VERO BEACH FL 329639629, VERO BEACH, FL 32963-9629

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,618.00 (+6.06%) Homeowner's exemption$300,897 (+5.99%)$324,400 (+14.27%) Land $60,000 Building $264,400
2023$4,354.00 (+79.55%) Homeowner's exemption$283,900 (+50.39%) Land $55,000 Building $228,900$283,900 (+18.44%) Land $55,000 Building $228,900
2022$2,425.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$188,778$239,700 Land $50,000 Building $189,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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