St. Charles County property record for 401 Elmhurst Dr, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 0.183 acres |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2023) |
| Tax Bill | $2,744.00 (2025) |
Source: St. Charles County records · APN 048730A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 401 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 13, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Doc Number | 0202351330 |
| Deed Book / Page | 2023 / 51330 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 19, 2023 |
| Property Address | 401 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Document Number | 0000051330 |
| Map Reference | MB 7 PG 48&49 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023R-051330 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Name | Verified Name |
|---|---|
| Address | 401 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051331 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023R-051331 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 401 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Document Number | 0000089907 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 401 ELMHURST DR ST CHARLES MO 633014645, ST CHARLES, MO 63301-4645 |
| Document Number | 0000089907 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 89907 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,744.00 | $43,691 (+4.32%) | $229,953 (+4.32%) Land $50,000 Building $179,953 |
| 2023 | $41,883 | ||
| 2022 | $220,438 Land $50,000 Building $170,438 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 5% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 048730A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,144 sqft Living Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Basement Area | 1,144 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 7,980 sqft |
| Depth X Width | 114 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 100 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 145 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 048730A000 |
|---|---|
| Old Parcel Number | 048730A000 |
| Street Address | 401 ELMHURST DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD MANOR #3 BLK 13 LOT 6 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | ELMWOOD MANOR #3 |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 310301 |
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