St. Charles County property record for 409 Elmhurst Dr, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,130 sqft Living Area |
| Lot Size | 8,050 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,400 (2021) |
| Tax Bill | $2,632.00 (2025) |
| Primary APN | 048750A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 2,426 sqft Gross Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,050 sqft (0.185 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Porch | Open Porch |
| Porch Area | 156 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 048750A000 |
|---|---|
| Street Address | 409 ELMHURST DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD MANOR #3 BLK 13 LOT 8 |
| Legal Subdivision | ELMWOOD MANOR #3 |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 310301 |
Source: St. Charles County records · APN 048750A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Feb 12, 2018 | Deed of Trust, Mortgage COMMERCE BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Jan 06, 2011 · Amount on Record |
| Deed Doc Number | 202161454 |
| Prior Transfer Date | Jan 03, 2011 |
| Prior Transfer Doc | 0055311522 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 22, 2021 |
| Property Address | 409 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Document Number | 2021R061454 |
| Map Reference | MB 7 PG 48&49 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021R-061454 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2705 EL CAMINO DR, 2705, SAINT CHARLES, MO 63301-1387 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 409 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Document Number | 2021R061455 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021R-061455 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 409 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068772435 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 6877/2435 |
| Instrument | 20180212000076050 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Feb 09, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 409 ELMHURST DR, SAINT CHARLES, MO 63301-4645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071262267 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 7126/2267 |
| Instrument | 20190820000441730 |
| Name | ROCKWOOD BANK |
|---|---|
| Type | Bank |
| Address | WILDWOOD, MO 63040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,895 (-) | $220,499 (-) Land $50,000 Building $170,499 | |
| 2025 | $2,632.00 (+9.99%) | $41,895 (+12.8%) | $220,499 (+12.8%) Land $50,000 Building $170,499 |
| 2024 | $2,393.00 | ||
| 2023 | $37,142 | ||
| 2022 | $195,483 Land $50,000 Building $145,483 |
409 Elmhurst Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 5th in Missouri |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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