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309 Elmhurst Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 309 Elmhurst Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1962
Square Footage1,974 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$198,000 (2019)
Tax Bill$2,959.00 (2024)

Property Details

APN / Parcel Number

Primary APN048700A000
Alternative APN
  • 6-006B-4072-13-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,974 sqft Living Area
Gross Area2,522 sqft Gross Area
1st Floor1,274 sqft 1st Floor
Basement Area780 sqft Basement
Finished Basement700 sqft Finished
Unfinished Basement80 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,840 sqft (0.18 acres)
Depth X Width112 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area468 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area280 sqft Patio
PorchOpen Porch
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number048700A000
Street Address309 ELMHURST DR
CitySAINT CHARLES
StateMO
Zip63301-4643
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELMWOOD MANOR #3 BLK 13 LOT 3
Legal SubdivisionELMWOOD MANOR #3
Legal Block13
Legal Lot Number3
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup2
Census Block2026
Census Tract310301

Owner

Source: St. Charles County records · APN 048700A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Nov 07, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 10, 2019Warranty Deed, Transfer · Line of Credit
AMERICAN BANK OF MISSOURI
Jul 10, 2019Warranty Deed, Transfer
FREEDOM TITLE
Aug 28, 2019Warranty Deed, Transfer
FREEDOM TITLE
Jul 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2019 · Amount on Record
Deed SaleNov 07, 2019 · Amount on Record
Prior SaleAug 28, 2019
Deed Doc Number2019638860
Deed Book / Page7178 / 1193
Prior Transfer DateJul 17, 2018
Prior Transfer Doc0069542412
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643

Mortgage

Document Number0000055553
DateOct 11, 2022
Instrument2022R-055553
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term326 Months
DueDec 01, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 07, 2019
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Document Number0071781193
Book / Page7178 / 1193
Map ReferenceMB 7 PG 48
Instrument DateNov 04, 2019
Instrument20191107000638860
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address356 THOREAU BLVD, 356, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643

Mortgage

Document Number20191107000638870
DateNov 07, 2019
Instrument20191107000638870
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 10, 2019
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Document Number0071030670
Book / Page7103 / 0670
Map ReferenceMB 7 PG 48
Instrument DateJul 03, 2019
Instrument20190710000348810
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 THOREAU BLVD, O FALLON, MO 63366-7451

Mortgage

Document Number20190710000348820
DateJul 10, 2019
Instrument20190710000348820
Lender
NameAMERICAN BANK OF MISSOURI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 10, 2019
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Document Number0071030668
Book / Page007103 / 000668
Instrument DateJul 01, 2019
Instrument348800
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyFREEDOM TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address514 ZS EARTH S CITY PLZ #149 EARTH CITY MO 63045, 149, EARTH CITY, MO 63045
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 28, 2019
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Document Number0071311879
Book / Page007131 / 001879
Instrument DateJul 01, 2019
Instrument459640
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address514 EARTH CITY PLZ #149 EARTH CITY MO 630451303, 149, EARTH CITY, MO 63045-1303
InvestorPossibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 30, 2018
Property Address309 ELMHURST DR, SAINT CHARLES, MO 63301-4643
Document Number0069542412
Book / Page006954 / 002412
Instrument DateJul 17, 2018
Instrument428210
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ELMHURST DR ST CHARLES MO 633014643, ST CHARLES, MO 63301-4643

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,070.00 (+3.75%)$48,947 (+6.27%)$257,618 (+6.28%) Land $50,000 Building $207,618
2024$2,959.00
2023$46,057
2022$242,405 Land $50,000 Building $192,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
3rd percentile nationally · 5th in Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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