Burke County property record for 401 Eldred St NE, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 2009 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Sep 2018) |
| Tax Bill | $2,559 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2743250795 |
| Primary APN | 2743250795 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Wood |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 ELDRED ST NE |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-2479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 RESID |
| Legal Description | LO1 PL36-224 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20902 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 ELDRED ST NE, VALDESE, NC 28690-2479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | May 28, 2009 · Amount on Record |
| Deed Document Number | 20182017020468 |
| Deed Book / Page | 2368 / 765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 401 ELDRED ST NE, VALDESE, NC 28690-2479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026350027 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 2635/27 |
| Instrument | 2021023519 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 401 ELDRED ST NE, VALDESE, NC 28690-2479 |
| Document Number | 0023680765 |
| Book / Page | 2368 / 0765 |
| Map Reference | MB36 PG224 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2017020468 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9538 DRIFTWOOD CT, 9538, HICKORY, NC 28601-8513 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 401 ELDRED ST NE, VALDESE, NC 28690-2479 |
| Document Number | 2017020469 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2017020469 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Valdese Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,559.00 (+13.08%) | $223,371 (-) Land $26,105 Building $197,266 | $223,371 (-) Land $26,105 Building $197,266 |
| 2025 | $2,263.00 (-9.08%) | $223,371 (-) Land $26,105 Building $197,266 | $223,371 (-) Land $26,105 Building $197,266 |
| 2023 | $2,489.00 | $223,371 Land $26,105 Building $197,266 | $223,371 Land $26,105 Building $197,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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