Burke County property record for 213 Eldred St NE, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 608 sqft · built 1932 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,000 (Dec 2025) |
| Tax Bill | $586 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2743159282 |
| Primary APN | 2743159282 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 608 sqft Living Area |
| 1st Floor Area | 608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Slab |
| Porch Area | 106 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 213 ELDRED ST NE |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 RESID |
| Legal Description | 213 ELDRED ST NE VALDESE, NC 28690 |
| Legal Subdivision | NORTH 69'0 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20902 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Dec 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Nov 28, 2022 | Intrafamily Transfer, Transfer |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Aug 30, 2006 · Amount on Record |
| Deed Document Number | 202525010883 |
| Deed Book / Page | 2846 / 200 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0026580184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Document Number | 0028460220 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 2846/220 |
| Instrument | 2025010885 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4404 HARTLAND RD, LENOIR, NC 28645-8514 |
| Document Number | 0028460203 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 2846/203 |
| Instrument | 2025010884 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 28, 2022 |
| Property Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Document Number | 0026580184 |
| Book / Page | 2658 / 184 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2021028209 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1558 BROWN MOUNTAIN BEACH RD, 1558, MORGANTON, NC 28655-9718 |
| Name | Verified Name |
|---|---|
| Address | 210 WESTMAN ST SW, LENOIR, NC 28645-5748 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 213 ELDRED ST NE, VALDESE, NC 28690-2411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024830452 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 2483/452 |
| Instrument | 2017043779 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2030 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Valdese Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586.00 (+14.9%) | $44,078 (+3.42%) Land $5,148 Building $38,930 | $44,078 (+3.42%) Land $5,148 Building $38,930 |
| 2025 | $510.00 (-6.59%) | $42,621 (-) Land $5,148 Building $37,473 | $42,621 (-) Land $5,148 Building $37,473 |
| 2023 | $546.00 | $42,621 Land $5,148 Building $37,473 | $42,621 Land $5,148 Building $37,473 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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