397 Eldred St NE, Valdese, NC 28690 Property Records

Burke County property record for 397 Eldred St NE, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2009
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$127,793 (Jun 2016)
Tax Bill	$2,617 (2026)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2743250631`

Property Details

APN / Parcel Number

Primary APN	`2743250631`
Alternative APN	`12035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Wood

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	116 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	397 ELDRED ST NE
City	VALDESE
State	NC
Zip	28690-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	LO2 PL36-224
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1023
Census Tract	20902

Owner

397 Eldred St NE is owned and occupied by an individual who bought it in June 2016.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	397 ELDRED ST NE, VALDESE, NC 28690-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Deed Document Number	20165457
Deed Book / Page	2243 / 482
Prior Transfer Date	Jun 18, 2016
Prior Transfer Doc	0022430482
Record Updated	Oct 29, 2026

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 11, 2017
Property Address	397 ELDRED ST NE, VALDESE, NC 28690-2451
Document Number	0022870445
Book / Page	2287 / 0445
Map Reference	MB36 PG224
Instrument Date	Apr 5, 2017
Instrument	2017003248
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5447 NC 126, MORGANTON, NC 28655-7564

Mortgage

Document Number	2017003249
Date	Apr 11, 2017
Instrument	2017003249

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 397 Eldred St NE was $2,617, up 13.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Valdese Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,617.00 (+13.09%)	$228,639 (-) Land $27,347 Building $201,292	$228,639 (-) Land $27,347 Building $201,292
2025	$2,314.00	$228,639 Land $27,347 Building $201,292	$228,639 Land $27,347 Building $201,292
2023	$2,545.00	$228,639 Land $27,347 Building $201,292	$228,639 Land $27,347 Building $201,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Eldred St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Eldred St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20