401 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 401 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,564 sqft · built 1985
Lot Size0.179 acres (7,815 sqft)
Owner2 Individual Names on File
Tax Bill$18,121 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-208-006

Property Details

APN / Parcel Number

Primary APN12-21-208-006

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area4,545 sqft
1st Floor Area1,498 sqft
Upper Floors Area1,066 sqft
Basement Area1,498 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,815 sqft (0.179 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address401 E NORTH AVE
CityLAKE BLUFF
StateIL
Zip60044-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH ADD TO LAKE BLUFF; LT 14 & W 15 OF LT 15 IN BLK 38 BL OCK 38
Legal SubdivisionNORTH ADD TO LAKE BLUFF
Legal Block38
Legal Lot Number14,15
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2048
Census Tract863300

Owner

Source: Lake County records · APN 12-21-208-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 E NORTH AVE, LAKE BLUFF, IL 60044-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address401 E NORTH AVE, LAKE BLUFF, IL 60044-2115
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007721084
DateNov 30, 2020
Instrument7721084
Lender
NameTRIDENT HOME LOANS LLC
TypeNon-Lending Institution
AddressPENSACOLA, FL 32501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$304,389 (+20.58%) Land $119,574 Building $184,815$913,258 (+20.58%) Land $358,758 Building $554,500
2024$18,121.00 (+12.74%)
2023$16,073.00 (+3.64%)$252,427 (+5.97%) Land $99,162 Building $153,265$757,357 (+5.97%) Land $297,516 Building $459,841
2022$15,508.00$238,215 Land $93,579 Building $144,636$714,716 Land $280,765 Building $433,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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