345 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 345 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,193 sqft · built 2013
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Company Names on File
Last Sale	$2,100,000 (Jan 2023)
Tax Bill	$34,892 (2024)
Deeds & Mortgages	Mar 2026 Transfer Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-113-012`

Property Details

APN / Parcel Number

Primary APN	`12-21-113-012`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,193 sqft Living Area
Gross Area	6,198 sqft
1st Floor Area	1,663 sqft
Upper Floors Area	2,200 sqft
Basement Area	1,663 sqft
Finished Basement	1,330 sqft
Unfinished Basement	333 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 12 BLOCK 38
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	38
Legal Lot Number	12
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2048
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-113-012

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer
Jan 06, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2023 · Amount on Record
Deed Sale	Jan 06, 2023 · Amount on Record
Prior Sale	Aug 04, 2010 · Amount on Record
Deed Document Number	20237952834
Last Transfer Date	Mar 17, 2026
Transfer Doc	0008158939
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Mar 24, 2026
Property Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Document Number	0008158939
Map Reference	DOC 33760
Instrument Date	Mar 17, 2026
Instrument	8158939
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 06, 2023
Property Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Document Number	0007952834
Map Reference	DOC 33760
Instrument Date	Dec 15, 2022
Instrument	7952834
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E NORTH AVE, LAKE BLUFF, IL 60044-2137

Mortgage

Document Number	0007952835
Date	Jan 06, 2023
Instrument	7952835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2030
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$561,227 (+8.98%) Land $108,648 Building $452,579	$1,683,850 (+8.98%) Land $325,977 Building $1,357,873
2024	$34,892.00 (+0.87%)	$514,985 (+8.48%) Land $99,696 Building $415,289	$1,545,110 (+8.48%) Land $299,118 Building $1,245,992
2023	$34,590.00 (+27.08%)	$474,728 (+19.09%) Land $91,903 Building $382,825	$1,424,327 (+19.09%) Land $275,737 Building $1,148,590
2022	$27,220.00	$398,644 Land $77,174 Building $321,470	$1,196,051 Land $231,545 Building $964,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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