400 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 400 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,072 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Jul 2022)
Tax Bill	$32,012 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-205-009`

Property Details

APN / Parcel Number

Primary APN	`12-21-205-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,072 sqft Living Area
Gross Area	5,355 sqft
1st Floor Area	3,352 sqft
Upper Floors Area	720 sqft
Basement Area	536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	132 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	400 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD; LTS 14,15,16 & 17 (EX E 70. 45 THOF) BLOCK 39
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	39
Legal Lot Number	14-16
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2045
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-205-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 21, 2020	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2022 · Amount on Record
Deed Sale	Jul 08, 2022 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	20227917997
Prior Transfer Date	May 18, 1999
Prior Transfer Doc	0004366224
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 08, 2022
Property Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118
Document Number	0007917997
Instrument Date	May 21, 2022
Instrument	7917997
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118

Mortgage

Document Number	0007917998
Date	Jul 08, 2022
Instrument	7917998

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007672367
Date	Jul 10, 2020
Instrument	7672367

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 11, 2021
Property Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118
Document Number	0007737308
Instrument Date	Dec 01, 2020
Instrument	7737308
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118

Mortgage

Document Number	0007737309
Date	Jan 11, 2021
Instrument	7737309

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Mortgage

Document Number	0007737310
Date	Jan 11, 2021
Instrument	7737310

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jan 21, 2020
Property Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118
Document Number	0007626073
Instrument Date	Dec 26, 2019
Instrument	7626073
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E NORTH AVE, 400, LAKE BLUFF, IL 60044-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E NORTH AVE, LAKE BLUFF, IL 60044-2118

Mortgage

Document Number	0007626074
Date	Jan 21, 2020
Instrument	7626074

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$506,908 (+30.04%) Land $176,408 Building $330,500	$1,520,876 (+30.04%) Land $529,277 Building $991,599
2024	$32,012.00 (+23.02%)
2023	$26,022.00 (+3.6%)	$389,799 (+5.97%) Land $135,653 Building $254,146	$1,169,514 (+5.97%) Land $407,000 Building $762,514
2022	$25,118.00	$367,852 Land $128,015 Building $239,837	$1,103,666 Land $384,083 Building $719,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E North Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures