404 Durrell Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 404 Durrell Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,983 sqft · built 1972
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2021)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000304`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000304`
Alternative APNs	`362826663000000304` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,983 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 DURRELL CIR
City	WINTER HAVEN
State	FL
Zip	33884-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 3 DESC AS E 100 FT OF W 395 FT OF N 80 FT OF S 330 FT OF N1/2 OF NW1/4 OF SW1/4
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	3
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3013
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 DURRELL CIR, WINTER HAVEN, FL 33884-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	May 14, 2014 · Amount on Record
Deed Document Number	2021214960
Deed Book / Page	11852 / 986
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2021
Property Address	404 DURRELL CIR, WINTER HAVEN, FL 33884-2346
Document Number	0000214960
Book / Page	11852 / 986
Instrument Date	Aug 13, 2021
Instrument	2021214960
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 W LAKE SUMMIT DR, 205, WINTER HAVEN, FL 33884-1528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 DURRELL CIR, WINTER HAVEN, FL 33884-2346

Mortgage

Document Number	0011852988
Date	Aug 17, 2021
Instrument	11852/988

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,275 (-2.64%) Land $28,000 Building $204,275	$232,275 (-2.64%) Land $28,000 Building $204,275
2025	$2,626.00 (-11.85%) Homeowner's exemption	$238,585 (+5.72%) Land $28,000 Building $210,585	$238,585 (-2.13%) Land $28,000 Building $210,585
2023	$2,979.00 (+2.83%) Homeowner's exemption	$225,666 (+3%)	$243,787 (+11.27%) Land $27,200 Building $216,587
2022	$2,897.00 Homeowner's exemption	$219,093 Land $22,400 Building $196,693	$219,093 Land $22,400 Building $196,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20