401 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 401 Central Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,394 sqft · built 1832
Lot Size	0.697 acres (30,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,500 (Mar 2019)
Tax Bill	$4,624 (2026)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`145289 104.07-6-34`

Property Details

APN / Parcel Number

Primary APN	`145289 104.07-6-34`
Alternative APN	`52891040700006034000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	408 sqft

Exterior

Year Built	Built 1832
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,284 sqft (0.697 acres)
Lot Dimensions	225 ft deep x 133 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 CENTRAL AVE
City	LANCASTER
State	NY
Zip	14086-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC11 447 133.5X 225.6
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	34.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1015
Census Tract	14209

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 CENTRAL AVE, LANCASTER, NY 14086-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	May 15, 2008 · Amount on Record
Deed Document Number	201944886
Deed Book / Page	11341 / 7954
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 7, 2019
Property Address	401 CENTRAL AVE, LANCASTER, NY 14086-1227
Document Number	0113417954
Book / Page	11341 / 7954
Instrument Date	Feb 20, 2019
Instrument	2019044886
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$1,363.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5086 BROADWAY, 5086, DEPEW, NY 14043-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LAVERACK AVE, LANCASTER, NY 14086-1817

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,624.00 (+100.17%)
2025	$2,310.00 (-47.86%)	$151,000 (-) Land $45,400 Building $105,600	$235,938 (+12.51%) Land $70,938 Building $165,000
2024	$4,430.00	$151,000 (-) Land $45,400 Building $105,600	$209,700 (+4.17%) Land $63,049 Building $146,651
2023		$151,000 Land $45,400 Building $105,600	$201,300 Land $60,523 Building $140,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20