405 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 405 Central Ave, Lancaster, NY 14086

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,622 sqft · built 1880
Lot Size	0.629 acres (27,346 sqft)
Owner	Company Name on Record
Last Sale	$72,000 (Jan 2014)
Tax Bill	$4,727 (2026)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145289 104.07-6-35`

Property Details

APN / Parcel Number

Primary APN	`145289 104.07-6-35`
Alternative APN	`52891040700006035000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,622 sqft Total Area
1st Floor Area	1,022 sqft
2nd Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	27,346 sqft (0.629 acres)
Lot Dimensions	225 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	1,776 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 CENTRAL AVE
City	LANCASTER
State	NY
Zip	14086-1227
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	6
Legal Lot Number	35.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1015
Census Tract	14209

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	51 E HOME RD, BOWMANSVILLE, NY 14026-1040
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2014 · Amount on Record
Deed Sale	Jan 3, 2014 · Amount on Record
Deed Document Number	20141662
Deed Book / Page	11258 / 7264
Last Transfer Date	Oct 15, 2019
Transfer Doc	0113523638
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Nov 7, 2019
Property Address	405 CENTRAL AVE, LANCASTER, NY 14086-1227
Document Number	0113523638
Book / Page	011352 / 003638
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	51 E HOME RD BOWMANSVILLE NY 140261040, BOWMANSVILLE, NY 14026-1040

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,727.00 (+84%)
2025	$2,569.00 (-42.72%)	$138,000 (-) Land $41,500 Building $96,500	$215,625 (+12.48%) Land $64,844 Building $150,781
2024	$4,485.00	$138,000 (-) Land $41,500 Building $96,500	$191,700 (+4.18%) Land $57,649 Building $134,051
2023		$138,000 Land $41,500 Building $96,500	$184,000 Land $55,333 Building $128,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20