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394 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 394 Central Ave, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,292 sqft · built 1941
Lot Size0.294 acres (12,780 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Sep 2020)
Tax Bill$3,867 (2026)
Deeds & MortgagesDec 2023 Mortgage
Sep 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN145289 104.34-1-15.11

Property Details

APN / Parcel Number

Primary APN145289 104.34-1-15.11
Alternative APN
  • 1452891043400001015100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area972 sqft
Upper Floors Area320 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,780 sqft (0.294 acres)
Lot Dimensions180 ft deep x 71 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address394 CENTRAL AVE
CityLANCASTER
StateNY
Zip14086-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number15.110
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2013
Census Tract14209

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address394 CENTRAL AVE, LANCASTER, NY 14086-1228
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage
COUNTY OF ERIE
Sep 28, 2020Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Sep 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 28, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Deed Document Number2020162284
Deed Book / Page11366 / 7530
Prior Transfer DateSep 22, 2020
Prior Transfer Doc0113667522
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address394 CENTRAL AVE, LANCASTER, NY 14086-1228
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CENTRAL AVE, LANCASTER, NY 14086-1228

Mortgage

Document Number0141130830
DateDec 12, 2023
Book Page14113/830
Instrument2023213947
Lender
NameCOUNTY OF ERIE
TypeGovernment Agency
AddressBUFFALO, NY 14202
Agreement
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateSep 28, 2020
Property Address394 CENTRAL AVE, LANCASTER, NY 14086-1228
Document Number0113667530
Book / Page11366 / 7530
Map ReferenceDOC 556
Instrument DateSep 24, 2020
Instrument2020162284
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4878 MUSKIE POINT RD, 4878, STOCKTON, NY 14784-9751

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CENTRAL AVE, LANCASTER, NY 14086-1228

Mortgage

Document Number0139576577
DateSep 28, 2020
Instrument13957/6577
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateSep 28, 2020
Property Address394 CENTRAL AVE, LANCASTER, NY 14086-1228
Document Number0113667522
Book / Page011366 / 007522
Instrument DateSep 22, 2020
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4878 MUSKIE POINT RD STOCKTON NY 147849751, STOCKTON, NY 14784-9751

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionERIE NY
Recording DateSep 28, 2020
Property Address394 CENTRAL AVE, LANCASTER, NY 14086-1228
Document Number0113667519
Book / Page011366 / 007519
Instrument DateSep 22, 2020
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CENTRAL AVE LANCASTER NY 140861228, LANCASTER, NY 14086-1228

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,867.00 (+98.82%)
2025$1,945.00 (-47.39%)$125,000 (-) Land $16,200 Building $108,800$195,313 (+12.51%) Land $25,313 Building $170,000
2024$3,697.00$125,000 (-) Land $16,200 Building $108,800$173,600 (+4.14%) Land $22,499 Building $151,101
2023$125,000 Land $16,200 Building $108,800$166,700 Land $21,604 Building $145,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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