Santa Clara County property record for 401 Cedargate Ln, San Jose, CA 95136
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 1971 |
| Lot Size | 0.024 acres (1,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Apr 2025) |
| Tax Bill | $4,629 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 685-20-014 |
| Primary APN | 685-20-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| 2nd Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,044 sqft (0.024 acres) |
| Lot Dimensions | 58 ft deep x 18 ft wide |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 401 CEDARGATE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95136-3271 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1-8P |
| Legal Description | TRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 117 |
| Legal Subdivision | MONTECITO |
| Legal Tract | 4926 |
| Legal Lot Number | 117 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 512021 |
401 Cedargate Ln, a condominium, is owned and occupied by two individuals who bought it in April 2025.
Source: Santa Clara County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 CEDARGATE LN, SAN JOSE, CA 95136-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2025 · Amount on File |
| Deed Sale | Apr 18, 2025 · Amount on File |
| Prior Sale | Jul 1, 2009 · Amount on File |
| Deed Document Number | 202525794586 |
| Prior Transfer Date | Dec 16, 2007 |
| Prior Transfer Doc | 0019691553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 401 CEDARGATE LN, SAN JOSE, CA 95136-3271 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 555 S GALLERIA WAY 318, 318, CHANDLER, AZ 85226-1540 |
| Document Number | 0025251839 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 25251839 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 401 CEDARGATE LN, SAN JOSE, CA 95136-3271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024287894 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 24287894 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 401 Cedargate Ln was $4,629.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $765,000 (+157.61%) Land $382,500 Building $382,500 | |
| 2025 | $4,629.00 | $296,959 Land $148,437 Building $148,522 |
| 2023 | $4,414.00 (+0.16%) | $285,429 Land $142,674 Building $142,755 |
| 2022 | $4,407.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Cedargate Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 401 Cedargate Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures