404 Cedargate Ln, San Jose, CA 95136 Property Records

Santa Clara County property record for 404 Cedargate Ln, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,216 sqft · built 1971
Lot Size	0.048 acres (2,080 sqft)
Owner	2 Individual Names on File
Last Sale	$364,500 (Dec 2013)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`685-20-017`

Property Details

APN / Parcel Number

Primary APN	`685-20-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,080 sqft (0.048 acres)
Lot Dimensions	52 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 CEDARGATE LN
City	SAN JOSE
State	CA
Zip	95136-3271
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-8P
Legal Description	TRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 120
Legal Subdivision	MONTECITO
Legal Tract	4926
Legal Lot Number	120
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	512021

Owner

404 Cedargate Ln, a condominium, is owned and occupied by two individuals who acquired it in September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 30, 2020	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA
Jun 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2013 · Amount on File
Deed Sale	Dec 31, 2013 · Amount on File
Prior Sale	May 13, 1994 · Amount on File
Deed Document Number	201322484185
Last Transfer Date	Sep 8, 2020
Transfer Doc	0024635808
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2020
Property Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271
Document Number	0024635808
Map Reference	MB 282 PG 20-22
Instrument Date	Sep 8, 2020
Instrument	24635808
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271

Mortgage

Document Number	0024635809
Date	Sep 30, 2020
Instrument	24635809

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2020
Property Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271
Document Number	0024635807
Instrument Date	Sep 8, 2020
Instrument	24635807
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	404 CEDARGATE LN SAN JOSE CA 951363271, SAN JOSE, CA 95136-3271

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 7, 2018
Property Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271
Document Number	0023950191
Map Reference	MB282 PG20-22
Instrument Date	Jun 1, 2018
Instrument	23950191
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CEDARGATE LN, SAN JOSE, CA 95136-3271

Mortgage

Document Number	0023950192
Date	Jun 7, 2018
Instrument	23950192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 Cedargate Ln was $8,115 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,688 (+2%) Land $298,837 Building $298,851
2025	$8,115.00 Homeowner's exemption	$585,970 Land $292,978 Building $292,992
2023	$7,798.00 (+0.36%) Homeowner's exemption	$563,218 Land $281,602 Building $281,616
2022	$7,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 404 Cedargate Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 Cedargate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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