304 Cedargate Ln, San Jose, CA 95136 Property Records

Santa Clara County property record for 304 Cedargate Ln, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,080 sqft · built 1971
Lot Size	0.026 acres (1,116 sqft)
Owner	Trust Name on File
Last Sale	$483,000 (Jun 2016)
Tax Bill	$7,939 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Line of Credit + 7 more
Flood Zone	Zone D (undetermined)
APN	`685-20-039`

Property Details

APN / Parcel Number

Primary APN	`685-20-039`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	540 sqft
2nd Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	1,116 sqft (0.026 acres)
Lot Dimensions	62 ft deep x 18 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 CEDARGATE LN
City	SAN JOSE
State	CA
Zip	95136-3270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1-8P
Legal Description	TRACT 4926 MONTECITO BOOK 282 PAGE 20 PAGE 22 LOT 17
Legal Subdivision	MONTECITO
Legal Tract	4926
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3005
Census Tract	512021

Owner

304 Cedargate Ln, a condominium, is owner-occupied and held in a trust since April 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Aug 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	201623352949
Last Transfer Date	Apr 20, 2021
Transfer Doc	0024966562
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270

Mortgage

Document Number	0025897447
Date	Nov 7, 2025
Instrument	25897447

Lender

Name	MERIWEST CU
Type	Credit Union
Address	PO BOX 530953, SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025284967
Date	Apr 18, 2022
Instrument	25284967

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 19, 2021
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Document Number	0024966562
Map Reference	MB 282 PG 20-22
Instrument Date	Apr 20, 2021
Instrument	24966562
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270

Mortgage

Document Number	0024966563
Date	May 19, 2021
Instrument	24966563

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 19, 2021
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Document Number	0024966564
Map Reference	MB 282 PG 20-22
Instrument Date	Apr 20, 2021
Instrument	24966564
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024001184
Date	Aug 10, 2018
Instrument	24001184

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023959539
Date	Jun 20, 2018
Instrument	23959539

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024531834
Date	Jul 9, 2020
Instrument	24531834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024721579
Date	Nov 24, 2020
Instrument	24721579

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 18, 2020
Property Address	304 CEDARGATE LN, SAN JOSE, CA 95136-3270
Document Number	0024579499
Instrument Date	Aug 10, 2020
Instrument	24579499
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	304 CEDARGATE LN SAN JOSE CA 951363270, SAN JOSE, CA 95136-3270

Tax Assessment & Valuation

The 2025 property tax bill for 304 Cedargate Ln was $7,939 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,200 (+2%) Land $291,600 Building $291,600
2025	$7,939.00 Homeowner's exemption	$571,766 Land $285,883 Building $285,883
2023	$7,628.00 (+0.36%) Homeowner's exemption	$549,566 Land $274,783 Building $274,783
2022	$7,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 Cedargate Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 Cedargate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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