387 Black Bear Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 387 Black Bear Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	1,734 sqft · built 1974
Lot Size	0.346 acres (15,070 sqft)
Owner	Company Name on Record
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-08-6-13-01-0-00024-00`

Property Details

APN / Parcel Number

Primary APN	`4-08-6-13-01-0-00024-00`

Interior

Building Area	1,734 sqft Adjusted Area
1st Floor Area	1,025 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,070 sqft (0.346 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	400 sqft
Utility Building	240 sqft

Location & Zoning

Street Address	387 BLACK BEAR CV
City	HERNANDO
State	MS
Zip	38632-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BUENA VISTA LAKES SD SEC A LOT 24
Legal Range	008
Legal Township	04S
Legal Section	13
Legal Subdivision	BUENA VISTA LAKES SD
Legal Lot Number	24
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	71123

Owner

Source: DeSoto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	60080 FOWLKES RD, AMORY, MS 38821-9126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage FIRST SECURITY BANK
May 1, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
May 1, 2024	Deed of Trust, Mortgage FIRST SECURITY BANK
Aug 16, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023
Deed Sale	Aug 16, 2023
Prior Sale	May 12, 2010
Deed Book / Page	1023 / 14761
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	387 BLACK BEAR CV, HERNANDO, MS 38632-4336
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60080 FOWLKES RD, AMORY, MS 38821-9126

Mortgage

Document Number	05662/4643
Date	Oct 10, 2025
Book Page	5662/4643

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Aug 10, 2030

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	387 BLACK BEAR CV, HERNANDO, MS 38632-4336
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60080 FOWLKES RD, AMORY, MS 38821-9126

Mortgage

Document Number	5661/39613
Date	May 1, 2024
Book Page	5661/39613

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 29, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	387 BLACK BEAR CV, HERNANDO, MS 38632-4336
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60080 FOWLKES RD, AMORY, MS 38821-9126

Mortgage

Document Number	5661/39599
Date	May 1, 2024
Book Page	5661/39599

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 5, 2029

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 16, 2023
Property Address	387 BLACK BEAR CV, HERNANDO, MS 38632-4336
Document Number	1023/14761
Book / Page	1023 / 14761
Map Reference	MB 4 PG 34-37
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 JOHN GEORGE LOOP, MICHIE, TN 38357-6162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60080 FOWLKES RD, AMORY, MS 38821-9126

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (+12.1%)	$16,207 (+35.59%) Land $2,250 Building $13,957	$108,048 (+35.59%) Land $15,000 Building $93,048
2023	$1,207.00 (+20.82%)	$11,953 (+20.74%)	$79,686 (+20.73%) Land $15,000 Building $64,686
2022	$999.00	$9,900 Land $2,250 Building $7,650	$66,001 Land $15,000 Building $51,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA LAKES private · serves 768 people · EPA ID MS0170020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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